Most of us are at work for at least a third of our lifetimes (as if you could forget!), and our occupation has a significant impact on the likelihood of needing to make an income protection insurance claim. As such, life insurance companies usually use an occupation category or code as a factor in determining your premiums. Today we explore those occupation codes and the logic behind them a little more carefully. What occupation categories...more
Its hugely important to find the right commercial truck insurance for your needs. Remember that, if anything, its more important than personal insurance. Given the amount of time your vehicle is one the road, the chances of damage or accidents is significantly higher than in most other cases. Add to that the fact that a vast majority of trucks, vans, lorries and other haulage vehicles are used for commercial purposes, and therefore liable for a...more
When looking for a business insurance quote, depending on what you actually do, you will be offered a few different options. In the UK, the commercial insurers tend to have four basic types of policy. Firstly there is the basic package policy. These are designed for pubs, shops, hotels, restaurants, hairdressers etc. They contain all of the usual types of cover these particular trades require. Secondly, you have commercial property owners insurance policies. Many businesses own land or a portfolio of property and this is how the income is earned and there are particular polices for these risks. Thirdly, you have liability insurance policies for trades such as builders, carpenters, IT consultants etc. These will include employers and public liability and for the construction trades, you can include contract works, plant and tools. For most other businesses, you will have a policy called a commercial combined insurance. But what exactly is this? Commercial combined is designed for every type of business that either falls out with the package categories or is likely to need to build up their own, bespoke, range of covers. For example, a wholesaler may require cover for it's stock,...more
This is the era of mass communication and journalism. Wherever we glance through we just find the bulk of news around us. Thousands of newspapers as well as online news agencies are launching their own news about the contemporary happenings of the world every day. When it comes to news, it is a liner which is comprised of any important event,...more
Insurance is something that is always a concern when using the services of courier companies. Even though things don't go wrong very often when using a delivery service, every client wants to know that their Alabama courier is insured well enough so that if something unfortunately does cause damage to the package, that they are covered. Insurance...more
Qatar, an oil and gas rich country is an emirate in the Middle East surrounded by the Persian Gulf. With the diversification of economies in the region, sectors related to real estate, hospitality, finance, marketing and education among others are witnessing an unprecedented boom. The swift expansion of various industries has created millions of jobs in Middle East across all the levels and positions. One of the rapidly developing sectors in the State of Qatar is finance and banking as it shows progress both in terms of manpower employment and monetary investments. As well known, it is the finance sector that allocates and regulates the funding of all the sectors in an economy. The financial industry is extremely wide, constituted of various branches that perform numerous functions in order to meet the monetary needs of a country. Finance jobs in Qatar have been available in plenty for the well qualified and experienced professionals to support the growth of the country.Just in its nascent stages, the sector could not lead to a progressive path without appropriate support by foreign finance personnel. Thus, Qatar jobs are open to expatriates from all around the...more
Consider your current promotion strategy. Sending through mails or postcards, and going for "competent" leads is not merely expensive, but time and again fails to produce results. Besides, holding seminars to catch the attention of customers but...more
Traditionally we would go to an insurance firm to organise our policies, and we may have chosen the provider based on friends recommendations, or perhaps because that is where our parents got their insurance from. These days, there is so much choice...more
The variety of motorbikes and the sheer speed at which they go make them a very attractive product to own. Not only are the styles and speed attractive to buyers, but the agility with which they move through traffic makes them worth owning. Even...more
When compared to other states, the Sunshine State requires relatively low coverage requirements at $10,000 for Personal Injury Protection (PIP) and $10,000 for Property Damage Liability (PDL). If one were to take the high costs of medical care and...more
Contractor liability insurance is certainly the most common type of Construction insurance. As a typical Contractors day goes by, he or she faces Contractors liability exposures the rest of us dont. An Electrician could easily cause a short that...more
Mobile Payment is also known as Mobile Wallet. It is a new way for people to pay the products or service with their mobile devices. Starting from cellphone SMS payment and cellphone WAP payment to recently NFC and remote payment, Mobile Payment...more