If you've made the decision to go for professional indemnity insurance (a very wide decision, by the way, for anyone who offers any form of professional advice or services to clients) your next decision is going to be where to get it. Ideally, you want a combination of convenience, expert knowledge, excellent customer service and highly competitive pricing. Who wouldn't? But is that just a wish list or can you really find it all in...more
You've heard it all before. Everyone it seems has his own ‘nightmare builders' story. The one about the builders who spent more time drinking tea than doing any work. Or the one about the builders who knocked down the wrong wall. Or the one about...None of them apply to you, of course, because you work hard to deliver an excellent job, at a fair price, time and again. But still you've heard it all before. And maybe that's what...more
Deciding its time to start using hearing aids is a big decision for many reasons. Not only does it completely change the way a person hears the world around him, but they are a technology that requires getting used to, even more so than other corrective apparatuses such as eyeglasses. Relearning how to hear can be a long and frustrating process, meaning the wearer must be completely ready and committed before making the big next step towards a hearing solution. On top of all of these concerned, many people have the cost to worry about. The average medical insurance plan does not cover the actual hearing aids, meaning the cost must come out of pocket. While some such devices are quite affordable, they may not be the most comfortable, stylish, or functional models out there. Today, devices which utilize digital technology can come with various programs, and can be automatic meaning they switch from one function to another seamlessly so you dont have to worry about constantly changing the settings. If you are ready to start using such a device or devices but cant quite figure out the financials, it may be time to take a step back and consider your options.While most private pay...more
Many insurance companies offer online amenities such as payments and processing of temporary documents. This makes it very convenient for people who need some kind of document to process something. One can now get an online proof of insurance in just a couple minutes and this will serve as a document that will verify your coverage of the said...more
We all live in a world full of dangers. Predicting all of them is an impossible process, but what we can do is anticipate such situations and take preventive measures. One of the measures most at hand for each one of us is getting insurance. Generally speaking, this means that a certain company will promise you reimbursement in case of loss, but in...more
When you set up a motor trade business, there are many things you would have to attend to relating to finance, infrastructure, employees and so on. While most of them are things that you need to sort out and you would have to spend your time and effort to do so, there are other issues that can suddenly crop up and surprise you, requiring you to spend your valuable time sorting them out. One example is the issue of employee safety while they are working, the upkeep of vehicles belonging to customers and so on. You would not like to keep worrying about all this on a daily basis when you have so many other tasks related to your business that you would need to tie up.The only solution is to get suitably insured to cover any mishaps that can occur without any warning. Mishaps are not only always of the natural kind. Some of them are induced by faulty safety practices and also through human error. It thus becomes essential to take protection under an appropriate insurance policy.A motor trade insurance policy is the ideal one for those having to work with vehicles as a profession. If you are a mechanic and working in a garage, the chances of a mishap that causes damage to a customer...more
The more time you spend on the road, and the more valuable cargo you carry, the more you need insurance specifically adapted for the demands of the motor trade.For long days and nights, you face risks and challenges the average motorist barely begins...more
As an entrepreneur wishing to set up a taxi hire company, you need to be aware of all aspects about the business including possible risk factors and how you would be able to counter them. Let us face it: setting up a business poses many challenges...more
Insuring our vehicles is not only necessary and practical, it is the law. Having enough coverage in case of accidents only makes good sense and allows us to keep more cents in our wallet. Whether you require insurance for your bike, HGV, or are a...more
Having set up a taxi hire business, it is your duty to ensure adequate protection in terms of insurance cover. The insurance for vehicle hire businesses has its own characteristics and if you can read about them to get to know them better, it would...more
Even if you believe you have good taxi insurance, call today for a taxi insurance quote. Find better coverage at lower rates.In a difficult economy, circumstances conspire against you, increasing your risk. You may feel tempted to cut-back your...more
We all know that we could during our lifetime, become cash poor and insurance rich. So, now, during the 'golden years' of retirement,do I still need insurance in retirement? The answer is basically, yes and no. What I mean is, which...more