Finally, when dealing with the character and scale of the conflict, was it necessary for each faction to hold a specific portion of territory? Probably not. although it was certainly a factor to take into account together with: - the number of combatants; - the number of casualties, military and civilian; - the amount and nature of the armaments deployed; - the relative sizes of the territory occupied by the opposing sides; -...more
Riot can be distinguished from the other excluded violent acts in that, from a practical point of view, it is more frequently covered by ARPI policies, either in the main policy or by way of an extension. It also is limited to internal strife without any necessity for political overtones. It is for this reason, namely that it has less of the characteristics of war and perhaps a greater connection with other criminal offences, that...more
The key to the definition of riot is that the elements of riot must occur at or about the same time. It is not, for example, sufficient for the violence to have been perpetrated by differing individuals at differing places at differing times and the violence must be threatened in the course of fulfilling the combined intention of the rioters, not subsequent to the occurrence or in the course of escape. Finally, the Public Order Act 1986 has abolished the common law offence of riot and replaced it with a statutory offence. The main difference between the common law offence and the statutory offence is that the number of persons who must be involved in the violence has been increased from three to 12. Should this new definition now be incorporated into insurance law? Certainly, the definition does seem to apply to marine insurance as specifically provided by section 10(2) of the Act. There is no reference to non-marine insurance, but it seemed reasonable to assume that if the court is to impute to the parties an intention to incorporate the criminal law definition of riot into the insurance contract then it should be the current definition and not one that has since...more
Rebellion and insurrectionThe court relied upon the definition of rebellion as described in the Oxford English Dictionary as: "Organised resistance to the ruler or government of one's. country; insurrection, revolt." Although there may be a lesser degree of organisation required of insurrection, both required a motivation which...more
Various plans are available for travel insurance comparison. Some companies offer bundle, medical, evacuation and accident coverage. If desired, these travel insurance plans may be customized according to specific needs and target budget.A combination of all the plans available in travel insurance comparison is merged into the package...more
Are you familiar with supplemental health care insurance? Many people are not; these days, most people sign up with their employer-sponsored health care insurance plans, or purchase individual health care insurance plans if their employers do not provide health benefits. While these methods work for many individuals, seniors should consider purchasing affordable supplemental health care insurance.The good news is, most insurance companies base their premium prices on a driver's age and driving record. If a senior has been driving for several years and has a record of safety with few citations, it is more likely the insurance premium will cost less. In addition, while government agencies usually begin considering the senior age to be around the early 60s, many insurance companies begin their senior age bracket discounts in the early 50s. Also, many auto insurance companies will take into account mileage traveled, and since many seniors often stay close to home this could mean a lower premium price.When seniors purchase an affordable supplemental health care insurance policy, they can stop stressing about the next health care bill the mailman drops off. After all, if you already have...more
If you have a commercial building insurance, your policy will contain a clause known as "the average clause". Whilst there are many clauses, conditions and warranties within every policy, some are more important than others. The average...more
Many people fear that when they ship with a courier company, that their precious cargo is going to get delivered to the wrong address, or damaged in some fashion. In the real world, these events take place only very rarely, and most shipments arrive...more
Today, anybody and everybody, has insurance of some sort. Either they believe in insuring themselves and their loved ones, or in insuring their vehicles! In India and in most other places, vehicle insurance is mandatory. The amount your...more
The San Diego vacation rentalsUnder the San Diego vacation rentals system, there is a short term rental insurance that is available but failure to follow it will lead to personal liability. There are certain issues that need to be...more
It is a common practice that most people like to maintain insurance policies for fulfilling a sudden inflow of money in terms of medicines, malpractice, accidents or any other personal injury. This is where, an experienced insurance...more
Looking for cheap holiday insurance deals online should be about more than just looking at the price. It can be a false economy if you do not get the basic cover you need or paying excess and hidden charges that you are not aware of. Shopping around...more