Obtaining title insurance is a universal requirement for almost every mortgage and remortgage. While the expense is usually minimal compared to the overall expense of the property itself, it is important to understand what title insurance is and how a savvy buyer can decrease the cost in some instances. Title insurance is an insurance policy issued at the time of a property transfer that is designed to protect the bank from...more
If you are hosting a party, wedding reception or any private function either at a rented venue or at you own home you should contact your insurance agent. You might want to consider purchasing event liability insurance.As tent rental suppliers at ASAP Tent and Party Rentals we are often asked about our liability insurance with the expectation that we will cover costs in the event of an incident. It needs to be remembered that event rental...more
Fraud Investigation and The Cost of Insurance FraudFraudulent insurance claims amount to of 1.9bn a year and adds an average of 44 to the annual cost that policyholders face.Extra charges that insurers believe that people should not have to pay for and as a result they are making the investigation of fraud a priority.Here are a couple of examples of the type of insurance scams that are making the headlines.Crash for Cash Car AccidentsReported recently was an event that occurred in Manchester, England concerning a crash for cash insurance fraud.This entailed one man who would deliberately cause collisions for whichever client was willingto give up his car keys and insurance details, he would be paid a fee while the claimantsdemanded compensation for personal injury, courtesy cars and legal fees at the expense ofthe other party's insurers.It is important to know that if you start a fraud investigation against someone who claims that they were involved in an accident, you must have a quality plan and photographic evidence of the accident as these will needed to be produced in court.For this what you will need to do is pass on the location of the accident with a map and a brief account...more
There's nothing exciting, interesting or thrilling about insuring one's car and many of you will definitely agree with that. And taking into account the place you live in it can either be a small piece or a big chunk of your family budget. The most frequently asked question about vehicle insurance is probably the one about the amount of coverage...more
People are creatures that usually need to know answers for everything. They get a service and cant help wondering if they really did need what they requested. When you are about to get insured you think: Do I really need it? Can I escape it somehow and make sure I am totally fine?Yes you do need insurance when you are involved in business. And No...more
Ever since the process of structured insurance settlement has went online, the whole process has become more robust and transparent. This benefits sellers the most needing urgent cash to meet tight situations. On the other hand, this has made buyers to offer quotes that are more competitive to outdo their counterparts. All this has led to the instant realization of cash by sellers. Considering the fact that most of the websites offer services of quotes provision for free, people who are in need of cash are more than willing to utilize such services. This reflects a fair policy of information exchange and business conduct. The ‘Internet' Advantage The role played by Internet regarding structured insurance settlement in bringing both buyers and sellers onto a common platform has been exemplary so far. Several websites contain huge databases with numerous of records of funding companies and policyholders. This helps sellers in the instant identification of quotes that match perfectly with their policies. Enabling sale of payments has been simplified to a maximum extent by the Internet. Additionally, you can get more information like tips on how to choose a buyer....more
It is needless to discuss the necessity of health insurance plans because health insurance has become a bare necessity of our life. Health insurance policies cover our health emergencies; however, some area of treatment or reimbursement of the...more
Medigap insurance plans are in general available in 12 plans but all these plans, subject to state and Federal Laws, are not available in all US states. However, while talking about Medigap insurance plans available in California we need to know the...more
Though the car insurance policies are declared most important documents for the owner of a car or for its driver, the awareness level of the people has crossed the satisfaction level. There are many reasons behind it. The towering cost...more
Apart from the car insurance policies, people are also interested in two-wheeler insurance today. These bikes are the choice of the new generation. These automobile vehicles are known for their speed and better fuel consumption. Due to...more
The easiest way of covering a number of different vehicles is by taking out comprehensive fleet insurance. Many people will disregard this type of cover without even looking into it because they are under the impression that it is only for very...more
A quick look at a Solar company who will be followed by ThinkEquity in San Francisco, these guys are Technology guys and have expanded their coverage to GreenTech which includes Solar (a smart move). Colin makes mention of enhancing...more