The next time you see one of those feel-good ads on TV, in a newspaper or on the radio for a insurance company, don't forget that it really is all about the money for insurance companies. Okay, lawyers work for money too, but we earn it based on the results we get for our clients in pursuing claims against large insurance companies.A recent case, illustrates just how much money gets thrown around by insurance companies in their efforts to grab...more
Critical illness coverPayment coverage in an accident caseRedundancyUnder the above circumstances, a salaried or a non salaried class may face financial hardship. Need to cover your monthly expenses along with your mortgage payments, store card bills or credit card payments will scare you to death. Stress accompanies your financial problems and psyche up an individual. Unable to handle the situation, one may resort to killing oneself. To avert...more
Host of benefits from a payment protection insurance are:Income tax exemptionCompensation when your financial routes have closed downA financial relief when you are stressed outA financial succour to pay up your medical bills and helps recover fast Protects you from the implications of economic downturn or recessionDid you ever think of a condition when you are out of employment due to recession, sickness, unemployment or redundancy? You would feel financially handicapped unable to meet any of your financial obligation. The best way to counter such situations is to have an adequate payment protection policy in place. Apply for a policy with a longer waiting period for compensation if you want to pay lower premiums. A payment protection policy will safeguard your monthly payments to be made towards your mortgage lender, Credit Card Company, grocery stores, hospitalization etc. You will be well protected and also get to enjoy tax exemptions. Your policy will take care of your monthly bills such as mortgage payments, medical bills, grocery bills etc. Whatever be your monthly expenses, your insurance company will pay you. The policy will let you continue your life peacefully. If you...more
Recession or economic upheaval may ruin your career. You may be thrown in a state of despair where you are unable to face the situation. Inability to handle a financial catastrophe may lead to further complications. If you are financially committed to a mortgage lender, then you may have to default on mortgage and risk your collateral. Your...more
Based on what are your monthly outgoings, you need to arrive at a suitable policy coverage for you. Jot down your monthly outgoings such as your store card bills, credit card bills, mortgage payments, mobile bills, food bills, power bills etc. You will then be able to decide better which coverage encompasses all these categories. An income...more
You may have contemplated for long on the right policy for your income protection. Income protection policy would be the apt policy for you. If you are uncertain about your employment and want to safe guard your monthly earnings, make use of income protection. Your hospital bills, household bills, store card and credit card dues may be held back due to sudden loss of job. Hence, it is important to protect your monthly earnings with the right policy coverage.Income Insurance cover retain mental peace!Accident, sickness and death is inevitable. When it strikes you, you are not just facing financial disaster but are also mentally disturbed. To retain your mental peace and to have your monthly earnings protected, get your insurance policy in place. With your policy on hand, you can stay relaxed if some eventuality strikes. A protective cover will avert any financial risk that may arise out of accident, sickness or unemployment.Make sure you have insured yourself with the right policy so that when an eventuality strikes you are well prepared to combat it. Be it credit card bills, store card bills, medical bills, mortgage payments, your policy will take care of it. Take no risk, you...more
Steps to be considered before signing up an insurance policy for yourself. Consider factors that you need the coverage for and compare various policies that best suits your circumstances. Gain a clear understanding of the terms and policies before...more
There are many benefits to buying your insurance online. One nice thing about it is that you can print off your proof of insurance right online. You don't have to wait for it to come in the mail or have it faxed somewhere to go pick up....more
Anyone in the painting business, whether it is as a single operator or a company, is well aware that there can be accidents when dealing with the public. It may be regarding personal injury or damage caused by the products being used. Anyone working...more
In the competitive motorcycle insurance industry, insurance companies are developing more comprehensive insurance packages in order to attract new customers and provide an added value to their current customers.Many insurance companies...more
In a struggle to gain new auto insurance policies many insurance companies are making changes to the way that they structure the billing on new auto insurance policies. Historically, if a consumer wanted to change insurance companies...more
Have you even had to pay for a funeral. It seems like a shallow consideration at a time of loss. But paying for an expensive funeral can strain the finances of a lot of US families.These policies, also called funeral or final expense...more