For those who have any form of mortgage, credit card or loan and are living within the UK, it is very important that you check whether or not you could have PPI, also known as Payment Protection Insurance. You might have never heard of it, but should you have debts then you may well be paying hundreds of pounds for it. If you signed on for a loan which was "protected" then what that usually means is that you aren't only repaying your loan, but an...more
Listing plans of life insurance companies may take longer, with the delay in raising the foreign direct investment (FDI) cap to 49 per cent from the present 26 per cent.According to a study by HSBC, insurance companies may not go for an initial public offer (IPO) till the FDI limit was raisedPolitical winds have changed in recent weeks and the FDI limit increase was not tabled in the monsoon session of Parliament as expected. Indian insurance...more
Most of us have pretty much heard of Payment Protection Insurance (PPI), and a lot of unhealthy publicity it has received lately in the UK for poor methods. PPI itself did experience a big hit when the greedy big corporation banks began to sell the product without being informed, or by intentionally neglecting to tell the debtor everything as well as requirements of the cover. Not only this, but these lenders forgot to inform the borrower other things such as how much the cover would likely cost over the term of the policy or exclusions.The fact remains however, that quite a few people are still opting to buy this insurance. Thus we pose the question - is PPI worth it?Allow us to start by stating, that we are basing this information on PPI sold properly, not mis sold payment protection insurance.The sales pitch - PPI is perfect for the consumer, it will cover your payments in case you are hurt at work, or become ill, it helps you if you have end up out of work due to redundancy. The price is simply a minimal amount that is added to your loan each month for the life of your loan.This may not really appear to be a awful deal, basically, it sounds like it will offer a person the...more
Car insurance coverage handles every aspect of the accident that needs to be paid. The coverage however can also be avoided in case one or two of these are not necessarily needed. You can avoid paying for unnecessary coverage by reading the information below. Maximum Personal Injury Protection (PIP)This insurance coverage can be...more
Cars these days have become a necessity rather than luxury and while buying a car, it is necessary to get your car insured as it is law and so by not insuring you are actually violating the law. Also people these days have become very casual about their driving habit which is resulting into rising accidents. By insuring you are...more
New findings released has shown that people living in certain areas of Ireland are paying a considerable amount more for motor and home insurance compared to other parts of the country.Car insurance prices were investigated with a study based on a female driver aged 40 years old who drove a 2008 four-door Ford Focus LX 1.4L worth €15,000. The woman was fully comprehensive insured, with no claims made or points on her licence. She drives less than 10,000 km a year, has five years no claims bonus with full bonus protection and has on-street parking.Dublin residents fitting this description would be paying a huge amount, with the dearest insurance quoted for those from the Dublin 7 area, who would pay €714 a year. Outside of Dublin, the next most expensive area was Co Louth at an average €705 a year, then Co Longford €677 and Cavan at €660.The study also looked at two couples from Co Louth and Co Dublin and examined the price of home insurance both would be quoted. Both couples were in their 40's and living in a three-bedroom semi-detached house that costs €220,000. The research showed that the couple from Louth would have to pay €658 a year for home...more
The wide types of Aetna Protection planWhen we say medical insurance plans, it refers not only to a unique factor of the human health and fitness, but health and fitness as a complete. Given that the exposure is wide, there need to also...more
Most travelers do not ponder so much on possibilities that something awry may happen to them while on vacation. Some journeys may not begin and end wonderfully. During the time when a strong hurricane struck Cancun and Cozumel, Mexico, and Jamaica...more
Autumn is coming, the day of changing sandals become a new bisness opportunity for family to buy Timberland boots as the parperation of autumn. Becides the famous brand Ugg boots for family, people would like to buy Timberland boots as...more
One of the best ways to save money or start saving for retirement is to come up with ways to reduce your monthly bills. That's because you can then channel that money directly into an account earmarked for an IRA, a brokerage portfolio, or even a...more
The idea of getting motor insurance quotes is to find the most suitable and the cheapest premium for your insurance. And this can be done by shopping around, asking for several quotes from different insurance companies, compare and then...more
Insurance covering homeowners from a multitude of unforeseen natural disasters and civil liability is important to have. If you are a homeowner you need to make informed choices regarding your insurance needs. If you are under insured or have no...more