Being a taxi driver is an enormous responsibility and it also means, that like trucks and courier vans, the vehicle is just about always on the road driving around somewhere. There is the vehicle, the driver and the passengers, not to mention the pedestrians and other people and vehicles on the road. Finding the right type of insurance to cover all of these areas of need could be tricky, however there are professional insurance providers that...more
Motor trade insurance can cover everything and everyone, and it needs to. So many things can go wrong, whether you are driving a vehicle, working on one, or even selling one. The motor trade is a huge umbrella involving so many people undertaking a range of different jobs with different levels of risk involved. This means it can be tricky when trying to find the motor trade insurance cover that you need.Mechanics working on cars in a garage, or...more
After months of planning finally everything is set for the big day. Everything down to the smallest detail has been looked over dozens of times and you and your future spouse are certain everything is ready to go. The ceremony and reception are set, but have you thought about issues that need to be dealt with for your lives together that will begin upon return from your honeymoon? One major area that is often overlooked is insurance.As a couple, you likely have auto, health, and home insurance and may be considering life insurance. The advantage of looking into this as a married couple is that you are likely to save a decent amount of money compared to what you paid when single for the same coverage. This additional money will be of great value in the early years of your marriage.Home InsuranceOne of the biggest changes that occur once married will be the fact that you will now be living together in the same house as husband and wife. In order for this to happen, it means that one of you had to give up their old house or apartment. If that person is planning to keep that property in order to rent out, it is important that they cancel their homeowner's policy as it is not intended...more
Vans can be wonderful vehicles. They can hold a lot of people and a lot of cargo from produce to material goods. Vans are great for a number of things. However vans can break down. For this reason you might need van insurance.Vans come in many shapes and sizes, from mini vans to moving vans.Mini vans are basically miniature versions of vans. Not...more
Car insurance is mandatory in nearly all states. There's no way you can drive legally without carrying insurance coverage on your vehicle. But if it's mandatory it doesn't mean that you have to spend a lot of money on insuring your car. And here are some sure-fire ways to reduce your insurance costs:Get a different carThe costs of insuring a...more
Q: Should I carry insurance with my car?A: Almost all states make it mandatory for the car owner to carry insurance with his vehicle as a proof of financial liability in case there's damage or injury delivered to third parties while being on the road. Not having sufficient insurance coverage (lower than the state minimum) is illegal and may result in a substantial fine, license suspension and even time in custody. This only applies to the liability portion of your insurance policy, as other types of coverage are strictly optional.Q: Should I purchase insurance prior buying a new car?A: In case you're purchasing your first car, you should definitely buy insurance first, otherwise you won't be able to drive it from the dealer's shop. Moreover, if you're using a car loan to finance the purchase, your loan provider will make it a strict condition to purchase specific insurance in order to get the money you need. In case you already have a car and want to replace it with a new one, you should inform your insurance provider about that and get new rates for the car make and model you want to purchase. You usually have between 2 to 4 weeks to contact your provider regarding the purchase,...more
When buying things, no matter whether its a car or a new TV, you want to get the best quality for the lowest price. And when it comes to insuring your vehicle the rule remains the same. And it's especially important with the recession thinning our...more
Now is the time to look a little more closely at an option overseen by the California Department of Insurance.First, what is the problem with the range of insurance policies on offer from the insurance industry? Why is it necessary for the Department...more
We have all been there before, acknowledging it is time to get a new insurance company, or maybe we must insure our new car or home. In the days prior to the internet, we had the overwhelming task of attaining insurance quotes by getting in touch...more
You will require a building and contents insurance policy if you wish to cover any damage that might occur to your house and its contents. This type of policy will also cover losses by theft etc. These policies are available separately however it is...more
Hurricanes are a natural disaster you may have to live with, but when your property is damaged or your business shut down by a man-made disaster, you may have legal recourse. If your property has been damaged or your business has lost profits...more
If you look around you will see that there are many people around you living without proper insurance. Although it may not be obvious there are people all around that need insurance but haven't the funds for it. There are many people around that have...more