It was reported recently by the British Insurance Brokers' Association (BIBA) that a third of all motorbike insurance policies don't cover misfuelling. According to the research that BIBA carried out, 57% of all motorcyclists in the UK aren't covered should they fill their motorbike up with the wrong fuel, something which they refer to as being a "simple mistake". Upon hearing this statement, it can be tempting to call your insurance company and...more
Unless you've been particularly lucky over the past few years, chances are you will have had to make some cutbacks in your day-to-day spending habits. The Bank of England cut the base rate to a mere 0.5% in March 2009, a low which it has remained at through to the current month of May 2010, to hopefully aid with increasing the confidence that people have in the economy and although it may have worked to an extent, it doesn't mean that things are...more
With the announcement that the recent UK election on 6 May 2010 concluded in a hung parliament, everyone is being that extra bit cautious with their finances. The GBP dropped in value after the announcement, a direct reflection of the lack of confidence of the country. Unfortunately, the low GBP value will have a knock on effect on businesses and whilst in some cases you may not notice it, in other instances you will and you may find that you have to pull your purse strings a little tighter than you would like. One of the best ways to combat this is to look at what bills you already have setup and if you can lower them in any way, with bike insurance being a prime example. When people look at bike insurance, more often than not they believe that they need Fully Comprehensive cover, which is completely understandable, as this level of covers provides the most protection to the policy holder. But do you really need Fully Comprehensive bike insurance? The highest level of cover may, in theory at least, seem the most sensible to take out and if money is no object, it definitely is. If you're trying to reduce your spending, however, then it's worthwhile taking a looking to see if you...more
If you're looking to buy a bike and ride it on public roads in the UK, you need to have in place some type of bike insurance policy. Irrelevant of what type of bike it is, how long you're going to be riding it for or which public road you're going to be riding on, without at least the most basic of bike insurance policies, you are committing an...more
Most people are looking for the most cost effective insurance policies when they buy their bikes, mopeds or scooters. If you are one of them then you will be glad to know there are several steps you can follow to help you get the best insurance cover at the best rates.By doing proper research you will get the benefits of a value for money bike...more
Whether you're a motorcycle owner, car owner or actually are simply someone who has to take out some form of insurance policy for whatever reason (home contents or mortgage payment protection insurances being popular examples), the whole idea of insurance can seem somewhat absurd. Paying a company a regular amount of money just 'in case' something happens? Give that explanation to someone who has never heard of insurance before and you would struggle to convince them that insurance is actually a good thing. Whilst this may be the very basic explanation of any form of insurance, it is actually something that is so important that not having insurance policies in place could cause so many problems in the world it's incomprehensible. A lack of any type of motorcycle insurance existing is a prime example of something that is an absolute necessity in terms of insurance and without it, there would be a catastrophic knock on effect of events. Imagine no one in the UK had motorcycle insurance and two riders were involved in accident, both of whom sustained damages to themselves, as well as both of their vehicles being unusable. Under normal instances, both parties would contact their...more
One has to stay away from falling in the trap of cheap insurance quotes that are easily available in market. If you are thinking that you are satisfactorily insured by choosing these cheap insurance quotes then you are wrong. These cheap insurance...more
In today's technologically advanced and modern world, getting an insurance quote is not an easy job. It has become possible and feasible to get the relevant and understandable information in shorter period of time which was not possible earlier. For...more
Many people tend to view the word 'cheap' in a negative light, but of course this is perfectly understandable because many cheap products are of an inferior quality. With that said, the same doesn't necessarily apply to insurance policies.In fact,...more
The best and excellent way to buy a protection cover is to search online insurance quotes. Searching the quotes online not only saves a lot of precious time but also reduces the work of making calls to different companies. You may find numerous...more
Term plans can be bought online (ICICI Prudential's iProtect or Aegon Religare's iTerm) or through a reliable agent. While an agent guides you through the various insurance companies and the best plans on sale, buying policies online may requires a...more
In California, restaurant insurance coverage is an important part of the business yet it can be quite different from other types of business insurance. Yes, California restaurant insurance will protect you from losses that could occur, but it should...more