Your taxi cab is your business partner and your job and pay checks depends on it. Having good taxi insurance coverage means you don't need to worry about being without your taxi for long. Many policies even provide a "loaner" vehicle whilst yours is being repaired. Most insurance policies provide cover for black cabs and standard variety as well as private hire taxis so check on the availability depending on what you require.Insurance...more
A taxi driver is someone either, private or public hire, that carries paying passengers to a destination. Every vehicle is required to be insured in the UK but if you are in the business of taking individuals around in your vehicle, then you should know that a special insurance is made specifically for this purpose: taxi insurance. Taxi insurance will provide protection not only for the driver of the car but also the vehicle and the paying...more
Most any insurance policy, whether it pertains to automobiles, homes, or health may carry some restrictions. In other words there may be some items that are not covered by the policy. Your motor trade insurance policy will most likely have some such restrictions regarding certain provisions or details. Some examples of the type of restrictions which may be placed on your business vehicle policy include: High performance vehicles. All insurance companies place certain limits on amount of horsepower and engine size, and many restrict as to the model. Some are a higher risk for theft or are costlier to repair. Classic trucks or cars, particularly those over twenty years old. They may cover but charge higher rates due to repair or replacement costs being prohibitive. Commercial vehicles such as taxis or multiple seats. Vehicles seating over eight (for example) may be restricted or placed in a higher cost bracket.Although your vehicle is primarily used for business purposes, having a good credit score will help when it comes to purchasing insurance. Most providers consider those whose credit is poor to be risky as far as paying their policy premiums. Also those with poor credit...more
Anyone who owns a vehicle will have, or should have, a particular type of insurance for their vehicle. This insurance should cover them for accident costs, damage to other vehicles and in some cases the policy may include the necessary coverage relating to injury. If you own a business in the motor trade industry, or you are looking to get one...more
No matter what size business you have, a major investment will be the vehicles that you have in your fleet. A fleet's size can be from as few as two vehicles, whether cars or commercial vehicles of some description. You cannot afford to have any down time due to an accident or breakdown. Protection for your business should include Fleet Insurance....more
As certain as death and taxes, we must purchase insurance in many forms today. Proper coverage by motor trade insurance insurance may not be mandatory in all instances, however we should have as much coverage as we can afford, particularly when running a business.Liability insurance when driving on the job not only is a necessity, it is the law. Whether your business employs large trucks for over the road hauling, smaller vans or lorrys to be used locally, or you run a taxi service, you are in the driving business and must have fully covered vehicles and well trained drivers.Business use onlyWhen your business vehicles are intended to be used strictly for business purposes, such as in the case of larger trucks and vans with your business logo or name prominently displayed on the sides, and they are taken over the public roadways of the UK, it is the business owner's responsibility to make sure each is fully covered with the best possible insurance. Having liability alone is not enough. Medical, theft, fire, and uninsured motorists should also be included because not having coverage like medical on the policy can bankrupt your business if and when an accident with serious...more
If you have a car dealership, an MOT test centre or another type of motor trade industry you need to have a motor trade insurance policy. This type of policy offers much more than a standard vehicle insurance policy.Vehicle insurance is for a...more
The lifeline of the courier business is its vehicles and people. Without either of them, you cannot run a successful business consistently and deliver a high quality of service. When it comes to vehicles, it is natural that you may have different...more
Taxi insurance is a form of transportation insurance that is typically supplied under a policy similar to those who drive limousines, buses and trucks for delivering people from one destination to another. This type of insurance is a particular niche...more
Many different types of insurance that you might want to get in order to protect yourself in many different aspects of your life. Such things as car insurance, life insurance, health insurance, travel insurance, home insurance, and many others are...more
A courier is someone who delivers items to other people and gets paid for that service. There are courier companies and independent contractors who specialise in getting packages from one place to another quickly and safely. There are many types of...more
People who are in the business of buying and selling vehicles are required to get a motor trade insurance policy. These policies offer insurance coverage for the person driving the vehicle, which gives the driver the freedom and flexibility to take...more