In taking into consideration a profession in the mortgage industry, you probably would have heard about CeMAP. Once you have made the decision to out to be drawn into the mortgage and real estate industry as a mortgage consultant then CeMAP training is the primary recognized stride all along the way. On the other hand, having said that, there are a number of things that you ought to keep in wits in going forward of in point of fact commencing a...more
Author: Trevor JohnsonIt's time to put an end to all the financial problems. Use your optimism and start attracting wealth and prosperity. Your mind is more powerful than you can imagine. Follow a few simple steps and change your life forever. First of all you need to find a strong motivation. You will be surprised to see how you can change your financial situation.One of the most important tips is to believe that you deserve to have money. You...more
Author: MPetroneMortgage refinancing is easier and more beneficial for struggling homeowners to get than ever before. This is because of new stimulus programs enacted by President Obama. These stimulus programs enable millions of homeowners the chance to get a more affordable mortgage, save money, and prevent homes from being lost. Here is how you can benefit from this housing stimulus plan, regardless of your financial situation. This stimulus program is funded by over $75 billion in Government money that is being used to keep interest rates low, and provide new mortgage refinancing options for homeowners. These new refinance choices now make it possible for a homeowner to approved if they owe more than their home is worth, have bad credit, have financial problems, or have bad debts. Never before has a plan from the Government been this beneficial for this many people. Besides using the money to keep interest rates low, which they are, it is also being used to give to mortgage lenders and banks that approve homeowners for refinancing. With this money, the lenders and banks can approve more homeowners than ever possible before, and help struggling homeowners prevent their home...more
Author: Stephen MarcumWhat should you do when the value of home is less than the mortgage you pay? Pillar Pro Deals Pillar Property Group representatives here this question everyday when we speak with homeowners. We would like to respond to this question based on our combined experience in the housing industry. First, it is possible the debt owed...more
In this article, you will learn about the costs of taking the Cemap qualification, the time it takes to finish the course, and why you should take the Cemap qualification when deciding to become a Cemap mortgage advisor.The costs of the Cemap qualificationThe Cemap training course consists of the CeMAP - the Mortgage Advisors Qualification, 3...more
Author: Ken SolstadFinding lenders online who will tell you the many advantages of a Reverse Mortgage is easy. But what are the potential disadvantages? A Reverse Mortgage can provide emergency funds when you need it, but make sure to do your homework before applying for a one. While there are literally hundreds of reverse mortgage websites outlining the many advantages of a reverse, it is important that seniors are just as aware of some potential disadvantages. If your income from retirement no longer covers your expenses, current mortgage payment or you'd simply like to secure your retirement years a bit more, you can use the equity in your home to apply for a reverse mortgage if you meet the following criteria. The youngest borrower must be age 62 or older, live in the home and either own your home outright or have a low enough mortgage balance that can be paid off at closing with proceeds from the reverse mortgage. Also, one must receive consumer protection information from a HUD approved counselor before obtaining the loan. What are the Disadvantages of a Reverse Mortgage? Closing costs are substantial. While the fees are similar to a traditional FHA mortgages, Reverse...more
Author: MPetroneNeed to stop a foreclosure? Want to get a 2% mortgage interest rate? Struggling to make your monthly mortgage payments? Fear that you will not get help if you try to get a mortgage refinancing due to bad credit or other financial...more
Author: Zarko ZivkovicWhat is the best way to save money today? There isn’t any, don’t get me wrong, there are a lot of ways to save money and some of them are better than the others but there isn’t a way that can be labeled as the best way to...more
Author: MPetroneMortgage rates are near record lows right now and many people are trying to refinance a mortgage to take advantage. However, I think that throughout 2010 mortgage rates will gradually rise. This does not make refinancing a bad idea...more
The need for a good purvey of funds is imperative for any business. This is an even more crucial factor for new entrepreneurs who have new ideas and aspirations in their minds but cannot materialize them due to financial constraints. Funds do play a...more
Author: Liz MoirWhen someone wants to purchase a home he must first of all apply for a mortgage.Very few people have enough money behind them to purchase a property outright.This applies whether the prospective property buyer is a first time buyer...more
Author: MPetroneThe CitiMortgage loss mitigation department is who many people have to deal with these days when refinancing a mortgage. That is because many people are facing financial hardships, and need help in order to prevent losing their home....more