Don't you hate it when you need something done and someone says to you those dreaded three little words, "not my job"? Makes you want to punch their lights out and question how humanity can be so lazy. Here's a story from the mortgage industry about how a government entity pulled the exact same stunt.Friends In High PlacesEarlier this month I attended a continuing education course that is required for all mortgage brokers in the United States. We...more
Passive income is a subject that most people do not know a lot about, which is why they are usually broke and far from achieving financial freedom. Passive income is the key to unlocking all of your financial goals, and it all begins by creating strong streams of income. Who better to learn from than successful internet entrepreneurs who have successfully earned passive income online, lots of it. Nobody, thats who. Here are some tips from some of...more
If you have monthly mortgage repayments to make and are in full time employment the you should give some serious thought as to how you would continue to meet your mortgage repayments if you were to find yourself without an income after losing your job due to suffering from an illness, an accident or unemployment through no fault of your own. Providing you have checked the exclusions, then mortgage protection cover can be a very valuable product to have in your corner.Mortgage payment protection cover can give you a replacement income with which to continue servicing your mortgage debt each month after a pre-defined period of time of being out of work. The time before the policy would begin varies depending on the provider, but as a general rule it is between one to three months after having been continually being out of work. Once started it would then continue to give you the income agreed at the time of taking out the policy which would be tax free and last for between 12 and 24 months depending on the provider - do check the terms and conditions of the policy as all differ.While mortgage payment protection cover can be a very valuable product it has to be chosen wisely, if you...more
Once we are contemplating about financing some of us often decide on in jiffy, the financial factors are as it is extremely confusing for a common man thus they will try to unravel it as fast as achievable and all this leads to resentment in future the moment they are familiar with that they are forking out a higher interest rate simply because a...more
Today I will be covering buy to let insurance, which landlords it relates and some of the benefits of this kind of insurance. I will also be looking at let property insurance and give you my recommendations of what to look for when you are out shopping for insurance for your property which are renting. The third topic which will be discussed is...more
There are many financial service providers in Brisbane, Australia who offer short term, caveat, bridging, 1st and 2nd mortgage finance. These service providers arrange finance for a wide range of applications viz:- Business working capital- Purchase of plants and machineries- Repair or renovation of premises- Purchase property- Mortgage loans - New construction loan- GST, PAYG or other time critical finances.A lot of innovations have been introduced in the financial service industry which have made the process very simple, fast and easy to follow. "I purchased an investment property for an excellent price but soon realized that I was going to run short of fund at settlement. I did not want to lose a great opportunity. I called for capital assistance and they quickly arranged a bridging loan. I own the property now and have already repaid the funds." says Stephen who has availed financial service in Townsville.Type of Loans Available in the Market Primarily financial loans are provided for business or investment purposes. Some service providers do arrange for personal, domestic or consumer loans for household purposes too but they require a mortgage worth double the loan amount at...more
Your home represents a relatively safe and secure investment forlenders. If you could make money the same way, it would provide youwith the same income, safety and security. But can you earn moneyon your own mortgage? YES YOU CAN, with a mortgage...more
Wealth Building - How to Make Money Fast This article contains the selection of best sites to make some easy money and to earn some great gifts. Do you ask how? By using any of the following methods and tricks to make money fast and to...more
Rarely will people be interested in creating wealth purely for the sake of having it. Frequently, it's because they want a cushion of prosperity so they don't have to worry about making ends meet. Some people want to build up their net worth in order...more
Refinance mortgage rates are the best way for qualified homeowners to refinance the home mortgage that they currently have. There are many homeowners that want to get a refinance loan, but hesitate because they are not sure this is the smart decision...more
Is there a secret to wealth building? There is no mystery as such when it comes to the process of wealth building. However, there are certain principles which you will need to follow if you want to build wealth in the real sense of the...more
Paying your mortgage is one of those necessary expenses so that you can one day own your home. But you cant help but wish that the mortgage payments were different. It might be because the interest rate is too high, or maybe the payments are too low...more