Term insurance is a pure vanilla policy, which only charges for the cost of insurance. It is the simplest of life insurance policies to comprehend and most economical to buy. This low-cost insurance policy guarantees to pay a lump sum amount to the beneficiary in the event of a death of the policyholder. There is a fixed time period, or a pre-determined term, during which the policy is in force. This could be 10, 15, 20 or 30 years, until the...more
With increasing awareness about health all around the world, it comes as no surprise that the demand is huge for dietary supplements that act as fat burners in the UK. In today's world, it has indeed become rather difficult to watch one's weight. And that has happened despite the fact that men and women alike have started to become more and more conscious not only about how they look, but also how they feel inside. With time, people have actually...more
A few of the largest life insurance policies insuring body partsThe usual types of life insurance policies you come across everyday include life, health, auto, property and homeowners insurance. However since the early 1900s, celebrities have started taking insurance policies to cover specific body parts they need to help them earn big bucks. In other words, these celebrities buy large insurance policies just to insure their prized body parts. So here is a list of some celebrities who had bought insurance for their body parts.1.Ben Turpin was the first celebrity to insure his body part when he bought a $25,000 insurance policy from Lloyds of London to provide coverage to his famous crossed eyes. 2.America Ferreras smile was insured by Aquafreshs White Trays for a whopping $10 million while was acting as the spokesperson for the company. 3.Mariah Careys insurance of her legs for a billion dollars is the most expensive insurance policy bought for this part of the body. In fact, she beat Heidi Klum and David Beckham with this insurance coverage.4.The American singing icon Bruce Springsteen protected his voice with an insurance policy of $31.2 million for his vocal cords. 5.It was in...more
Visitor care insurance is perfect for those who love to travel to the United States now and then. For whatever reason you travel to the states for, such as holidays or meeting with family; you still are eligible to get this type of insurance coverage.This type of insurance is very beneficial, because you never know when you may need to visit the...more
It is a common misconception that life insurance is expensive. You can easily find a policy that is comprehensive and flexible and buy it at an affordable price. You just need to use the right strategies for saving. Buy Life Insurance As Early As Possible Two of the most important factors that determine the size of the premium are your age and...more
Many people who are retiring office have to take a substantial hit in their income. This means that people have to budget a great deal more at the end of their lives.Unfortunately, many people who are retired or soon to be retired think that life insurance is on the short list to be cut. Many people do not take an adequate assessment of the advantages that life insurance provides to a more elderly person.It is not uncommon for soon-to-be retirees/retirees to still be well into their mortgage payments. Although individuals and couples that are retiring have to somehow budget themselves on less income, the mortgage payment stays the same. Life insurance can go a long way in protecting the livelihood of the surviving spouse if one spouse suffers a fatal emergency.There are also many end-of-life expenses that many retirees do not consider when they shortchange their life insurance in the name of budgeting. Some of these end-of-life expenses include -- funeral costs- end-of-life medical costs- the cost of asset transferal to dependents and beneficiariesThe question for retirees should not be if they need life insurance, but rather which life insurance company will give them the best...more
Having a pet at your residence implies an assumed responsibility. You have to take extra care of your pet and look after their eating habits. Whether you got a puppy or an adult dog, you have to gather more information regarding their health and...more
When you're young, often the last thing on your mind is life insurance. Life insurance protects your loved ones when you are gone, and when you're in your twenties and thirties that can be hard to imagine. So why do young Canadians need life...more
Just about any bodily effort challenges you. Therefore you awaken at the crack of dawn. You step out with your iPod and your remarkably advanced Nike running shoes. In front of you lies a five-mile jog, and later in the evening, awaits a three-mile...more
The insurance industry is one of the few industries currently growing and offering job opportunities for people in California. In order to sell insurance products in the state of California, you must obtain the appropriate insurance license. In order...more
As much as many people may deny this, death is definitely an unavoidable situation. Each and every day, there is somebody who dies. This is one of the sad realities of life. The only issue is that we have no idea who it will be and when it will take...more
Whole life insurance policies typically have higher premiums than fixed term policies, but should be given equal consideration nevertheless. Their main benefit is a guaranteed payout at the time of death, no matter when it occurs. However, they also...more