10 Valuable Tips on Long Term Care Insurance Understanding long term care insurance is quite tough, confusing, and requires a lot of time. So, to help you get an overview on how to determine a reliable LTCi and how you can easily acquire one, here are ten tips you can use as guidelines all throughout your journey.1. Don't rely too much on Medicare or MedicaidLet's face it, government-supported programs such as Medicare and...more
Life insurance is an extremely important step for ensuring economic stability. A lot of thought should be taken when deciding on which policy to choose. These financial products ensure that your family will be able to go on economically should anything happen to you but there are some misconceptions with this type of insurance. 1) Smokers can't get life assurance Some people are led to believe that if they were smokers prior to inquiring about a...more
10 Reasons Why Church Going Is Important for Family Life "I don't want to go to church!" screams a little boy. "I don't feel like going to church", says a parent. You must have heard or said one of these sentences many times or at least twice. This calls for a reflection on the benefits of church going for family life.An understanding of these benefits will change our perspective and attitude towards making the trip to church, no matter the distance or how we feel at that time.The benefits:1. Obedience to GodGod commanded us in Hebrews 10:25, not to forsake the assembling of ourselves together. This is for our own good so that we will not be swept away by the things of the world. So, as a family we obey God by going to Church.2. FellowshipWhen families go to church together, they interact with other families and learn from one another. What was a challenge in one family life will be easily solved by learning how another solved it. The bible says in Proverbs 27:17, "As iron sharpens iron, so a friend sharpens a friend". (NLT)3. Family Life mouldingChurch going is crucial and plays a major part in moulding our family life. The teachings mould our individual characters which we...more
Far from the madding crowd. When Thomas Hardy wrote this novel, he would not have imagined his words would carry so much meaning in our modern. Here in our times, each of us wants to escape the madding crowd, each one of us is in search of that elusive land of tranquility. But strangely enough, for tranquility, one does not have to keep searching...more
Foundation carries the entire weight of the house. Most of us spend hugely on building the proper foundation but over the years it too needs repairing unlike any other parts of the house. Foundation repairing also depends on the type of soil over which you built your house. For foundation repair foundation repair arcadia approach only trusted...more
The life insurance market is overflowing with variety products like pure life insurance, health insurance, children insurance plan, pension plan etc. giving you a wide spectrum to choose from. Life insurance is an amazing tax-saving tool and an indispensable part of an individual's financial planning exercise.Income Tax provisions for different products of Life Insurance include Section 80(C) of the Income Tax Act, states that a tax deduction up to Rs.1 lakh can be claimed by an individual on the premiums paid towards the life insurance policy.Under section 80 CCC, an individual can claim deduction for the investment in certain pension funds up to Rs.1 lakh. Section 80 CCD, allows deductions in respect of the individual's contribution to the New Pension Scheme (NPS).Also under the Section 80 CCE, the total deduction that can be claimed under the Sec 80(C), 80 CCC and 80 CCD combined, cannot exceed Rs.1 lakh.Premium paid against Health Insurance of family (which includes dependents - parents, self, spouse and children only) can also be claimed for tax rebate under Sec 80(D). The tax rebate under this section is limited to Rs.35,000 maximum; including Rs.15,000 for parents (Rs.20,000...more
Life is so complex and has so many vagaries. And so busy are we with it that nothing else seems to matter. All day and all year long, all we ever do is being caught up with life and all its material pursuits, in working, earning, eating and sleeping....more
If something were to happen to you, how would your family cope financially? Unbeatable Quote UK has all the solutions for you and your family. Life insurance, amongst many, is becoming very popular; if something were to happen to them e.g. death they...more
Having a life insurance over 50 will always be a wise decision. It is a clear indication that you are after the welfare of your loved ones when the right time comes. While it is true that we must be emotionally prepared for that reality, we are...more
Suiting & shirting and home furnishing are a great chance to bring out the creativity and invent something innovative and unique, something which no one have ever thought or imaged in their life. If one actually believes in it then he/she can bring...more
In todays busy life for kids tricycles play a very important role in life of small kids. Kids love to drive a tricycles from their childhood. Every one want to make time consumes. Mostly for working parents which have an a lot of double...more
Insurance covers risk, life insurance covers the risk to life. Life insurance has become an important tool of providing security to the family in case of premature death of the earning member.It has come a long way from being a simple life insurance;...more