Life Insurance can be seen as falling into a cash value or non cash value scale. Policies that have investment options fall into the cash value category. Alternatively, the non cash policies will only have death benefits.By doing some important research you can find the most suitable cover. You may go to a financial advisor for pointers on the suitable life insurance policy for you. Always confirm any information you are given in your pursuit for...more
Yoga has had a profound impact on human mortals since time immemorial. This five thousand years old phenomenon has been at the heart of the Indian civilization through the ages. Thousands of people worldwide are now practicing this beautiful phenomenon to enjoy a blissful and healthy life. There are many benefits which come out by the regular practice of Yoga. Yoga is derived from the Sanskrit word "Yuj" which means "union" or "to unite"....more
The main aim of buying a life insurance policy is to protect ones family or business in the event of death. Therefore, it makes sense that the beneficiaries have a stake in the life of the insured they are dependent on the insured for financial or business stability, etc. This is called insurable interest, and is the main premise on which life insurance policies are issued.However, there are instances of strangers approaching you to buy life insurance, and then transferring ownership to a third-party (to circumvent the issue of insurable interest). This is called stranger-owned life insurance or STOLI. If you are a senior with considerable assets, you need to be particularly wary of such a proposition. They usually come in attractive, hard-to-resist offers that tempt people to accept.How does STOLI work?There are 3 parties involved in a STOLI The agent or the stranger The individual who is approached for a policyA group of investors who buy the policy from the insured after waiting for a couple of years.Usually the policy amount is quite high, and the insured is offered a large sum of money up front or an opportunity to receive the amount after 2 years. The agent offers...more
Welcome to the Still Waters Revival Books video book summary for "The Life and Death of James Renwick" (1806) by Alexander Shields"The Life and Death of that Eminently Pious, Free, and Faithful Minister and Martyr of Jesus Christ, Mr. James Renwick: With a Vindication of the Heads of His Dying Testimony" (1806, second edition)"Let all who desire to...more
Automotive scholarships are not only awarded to men, women are also being offered scholarships in this field. Most of the trade industries are offering this scholarship to women also because they want to have equity in their workforce. Another reason is that women are taking up all types of professions and are entering into all those...more
If you have group life insurance, how would you rate your coverage with out of 10? What if you do not have it at all? Group life insurance can be a great way to get the coverage you need for yourself and your employees, and save a lot of money along with way by benefiting from group rates.What is Group Life Insurance?Obtaining a group life insurance policy is slightly different than getting a policy for an individual. A group policy, usually issued to a group of employees, puts multiple people under a single master policy. This is often used by employers or association members. Offering group life insurance and other group health benefits can an effective perk for attracting and retaining employees.Finding a Group Life Insurance BrokerWhen you need to find a broker for group life insurance, there are a few ways to find an efficient and friendly broker who will find the most cost effective solution for your needs.Recommendations: Ask around and see if your friends or family members have spoken with a group life insurance broker recentlyProximity: If you pass by a brokerage near your home, or workplace, they may offer group life insurance policies. Walking in and asking...more
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So You are Getting Instant Life InsuranceIs there a require for life insurance for my loved ones?The easy answer: You'll not must invest in life insurance if the death from the income provider is not going to be considered a economic...more
You cannot always buy a recommended auto part for your vehicle. Not only because of the fact that the original parts are too expensive for you and they are not available everywhere. However, with the popularity of alternative auto parts industry, you...more
When planning life insurance policies for the affairs of your family, the abstraction of accepting an allowance action accordingly comes to mind. This is because activity allowance behavior action aegis that extends not just to you but...more
If not selected smartly, insurance as life and tern insurance can be more damaging than of use so you want to make sure that you invest in the proper type of insurance. You need to first know what the difference is, before you can begin to even think...more
Life insurance has come a long way from its early days more that 400 years ago. Starting out as plain vanilla term life insurance and then plain vanilla whole life policies there are now several variants to these two traditional policy types. The...more