Insurance is an important tool of protecting ourselves, our family and our assets. It is an integral part of any investment planning. There are various insurance agencies and various types of insurance you can go in for. So how do you decide which insurance is good for you. Different types of life insurance are:Term insurance: Term life insurance lasts as long as the tenure of the policy. This is a pure insurance policy which means there are no...more
At the weekend, the BBC reported that a disturbing trend is arising: the number of both fraudulent insurance and compensation claims is on the rise: they estimate that a staggering 30,000 accidents that occurred in England and Wales last year were dishonestly staged.The Insurance Fraud Bureau (IFB) estimates that, due to this activity, GBP44 is added the cost of every insurance policy in the UK: and the industry incurs total costs of GBP350...more
With the holidays coming near, and fall is now in session,the partying mode kicking into gear, it is important to pay good attention to your surroundings to keep yourself safe.While alot of us are out on the weekend having a great time drinking beers or cocktails, it is very important to keep in mind that if you are drinking or know someone who is, the smart partier will have made prior arrangements to have a designated driver so everyone can make it home safe! Most of us do not make these kinds of provisions before we venture out and about and I'm at fault as the rest of you! Not only are we taking other lives into our hands we also stand the chance of being arrested with a DUI! How will you get to where you are going if they take your license away?Safety is another issue that needs to be addressed! Many of us look forward to going out on the weekends as we work 5+ days a week, the many criminal minded individuals are also out to enjoy their weekend too, however, not in the same way you or I are.Take precaution while driving to destinations, stay away from areas that do not appear to be a place you should be. If you have to walk...more
Every person in today's world knows about the importance of life insurance policies. One has to think about the future of their families to make them comfortable even when they are not there. So for that purpose one must always take some life insurance policies which will ensure the safe future of their families after them. One can...more
Nowadays everyone is very keen to have a life insurance. A Life insurace not only gurantees monetary solutions but also relaxes you from the several tensions. Majority of the current population must be having a life insurance on their names. But some of them might also fear that on filling the personal information on the internet to...more
Choosing a suitable life insurance policy to cover your family in the event of your death can be quite difficult. One of the main reasons for this is simply because there are so many companies that you could choose from. This makes it extremely difficult to narrow down your choice, but with a bit of time and effort you should be able to do this.Certainly, there are some things you can do and all of this will really require some patience and steady research. By doing this you will eventually be able to find an ideal policy that will cover your family should you pass on.One of the best things you can do is simply make sure that you look at reviews of a number of different companies so that you can narrow down your choice to only a few viable options. Any company that you might purchase a policy from will have all sorts of different customer reviews of it. Go to customer review websites and try to find some companies that are highly rated.In addition you should also look on forums and discussion boards as well. There will be many of these that have been setup in order to discuss different life insurance policies and which companies to purchase them from. If you spend some time on...more
There are a lot of life policies which do not require a physical exam. Some do not even require a health interview. You may wonder how insurers can take the risk of issuing policies like these.When you apply for life insurance, you...more
When setting up life insurance, naturally people hope that a claim will never be needed. However in some cases it is – so we'll take a quick look at the usual requirements a New Zealand life insurer has for assessing a life insurance...more
There are several red-letter days in the life of a life insurance policy, and you had better understand what they are so that you commit no faux pas. Let's learn what to do about each of these dates.Effective dateIf you and your policy make it back...more
Large number of cool gadgets enters in the market everyday; since all are quiet amazing in term of features and looks we can not resist purchasing these widgets. At the end of the day, they are essential for us and play important role...more
I always wonder about positive thinking and negative thinking. I have a good experience of being positive. But sometime it's become hard to think positive.In our college, many activities were organized to relax the students in the month...more
Insurance Globe is dedicated to helping you find the best life insurance for your situation. On their website you will be able to compare term life insurance quotes and return of premium life insurance quotes instantly from Americas top life...more