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You can start off your pursuit now for whole life insurance illustration and whole life versus term insurance advice by dropping in on our website Whole Life Insurance R Us.Whole Life Insurance Dividends - The Best Way To Acquire One By: Laurene Roaf About the Author Laurene Roaf has been working in the life insurance sector for nearly 3 years and provides valuable information and tips on how to save money on life insurance. ...more
June is life settlement awareness month and represents a good chance to answer the question of why someone should sell a life insurance plan. A life insurance plan contract is an agreement between the insurance plan carrier & the owner/insured to offer an advantage upon the death of the insured to the known as beneficiary. In return, the owner/insured have to pay premium to the carrier in a number enough to save the insurance plan in force on each contract anniversary date. Does it ever seem sensible to sell an insurance plan & deny the beneficiaries from recognizing the full death advantage?To correctly answer the question - you ought to think about another question - why did I purchase the life insurance plan in the first place & is that reason still good? In other words, will i still require the insurance plan?For instance, suppose you bought the insurance plan for your wife because she wasn't eligible to a part of your salary if you passed away (life only annuity). This was the only reason for purchasing the insurance plan. Let's say that several years once you purchased the annuity (and the life insurance plan) your wife dies or you divorce.The main reason you purchased the...more
How many times a day does someone ask you "how are you"? You probably offer a typical reply of "I'm fine", but are you?Even if you are doing all the right things to stay healthy it is a good idea to make time for a systems check. If you are not yet doing so well at being a healthy person then you definitely need to do this.Often we ignore the state...more
In general, the term insurance is concerned with providing protection to the economic value of various assets or certain goods that we possess. It is a known fact to all that every asset or goods that we own and use has a value inherent to it and thus possession of these assets and goods helps in the generation of income for the owner. However, it...more
Without your ownership of the life insurance on you its proceeds can still be used for paying all those final expenses without adding those proceeds to your estate subject to estate tax. Trusts are common legal entities for purchasing and owning life insurance in such circumstance.Ways to Use Life Insurance in Your Estate Planning By: Shane Flait About the Author Shane Flait gives you workable strategies to accomplish your goals in financial, legal, tax, retirement and protection issues. .Get his FREE report on Managing Your Retirement => http://www.easyretirementknowhow.com/FreeReportandSignUp.htmRead his ebook: 'Wise Way to Financial Independence' => http://www.easyretirementknowhow.com/WiseWayGate.htm (ArticlesBase SC #3620318) Article Source: http://www.articlesbase.com/ - Ways to Use Life Insurance in Your Estate Planning more
There are a few reputable companies that send letters to companies hopeing they return an answer however, what is really needed is a central database where an individual can go to and register the company name they have life insurance with for free....more
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Why Should I Bother Buying Long-Term Care Insurance? By: christine About the Author Need more information on long term care insurance policy options? Visit http://www.completelongtermcare.com and browse through long term care...more
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