Sometimes called "home insurance", or "homeowner's insurance", household insurance typically insures the brick and mortar structures on your property. Apart from your home and outbuildings, household insurance can also extend to walls and fencing, swimming pools, tennis courts, and anything else that is permanently fitted. It is even possible to insure gate motors, boreholes and swimming pool pumps on some household insurance policies. If you...more
It is always great to get in your motor-home and hit the road. However, before you start relaxing, you need to be insured, this allows you to have all the comforts of home while you get away from life for a bit.The problem is that many people don't take the time to take a good look at their policy to ensure they have the cover that they need before they get out there on the road to enjoy themselves.There are many people that have the idea that...more
Just like other vehicles, motor-homes are going to need to have good insurance. In fact, the law in the UK is going to require that you have the proper cover before you take the vehicle out on the road.When you need this type of cover it is not that different from purchasing a policy for your car. However, not every car insurance company can offer you what you need for your motor-home. Now that you know that the law requires you to have this type of cover, here is a closer look at some of the important basics you need to know.First, you need to consider the voluntary excess that comes along with your motorhome insurance. When you are choosing the right policy for your needs, you need to go with one that has a voluntary excess that is affordable to you. Although you can reduce the amount of your premium by going with a higher voluntary excess, a lower voluntary excess may end up saving you more if you consider the long term.Another thing to consider is whether or not you own your motor-home outright. The insurance options for financed vehicles may be a bit different. Often if you owe money on your recreational vehicle you will be required to carry the highest amount of cover...more
Are you ready to purchase insurance for your motor-home? If so, deciding what policy to choose and what company to go with can be tough. There are many options available today, since more and more companies are specialising in this type of insurance. Here is a look at some top tips that can end your confusion and help you to get the right...more
If you happen to own a recreational vehicle, then going on a summer holiday makes a great idea. Summer is just getting started and it's the perfect time to start planning a special holiday for the whole family. This gives you some time to relax and have a great time with those you love.Of course, while you may not want to think about anything going...more
Many people are in the dark when it comes to the factors that end up determining what you pay for insurance on your motor home. Sometimes it is hard to figure out how to save if you are unsure what is determining those rates in the first place. Here is a look at just a few of the key factors that are going to affect what you pay and some tips that will help you save.The Area Where You Store the Motor Home:One of the factors that determines your rates when you are purchasing motorhome insurance is the area where you store the vehicle. If you are storing it in an area that has higher crime or in area that is more likely to have a natural disaster, then you may end up paying more for your policy.The Use of the Motor Home:Another factor that will have an impact on what you pay for your policy is the use of the motorhome. If you are using the vehicle on a recreational basis, then you usually can get reasonably priced cover. You may even want to go with temporary cover if you rarely use the RV. Of course, if you are living in the RV on a regular basis, you will need a policy that goes everywhere with you and you can expect to pay a bit more.Multiple Policies:There is a good chance that...more
There are many people who have a motor-home for years and they never end up having to make an insurance claim. That is definitely a bonus, but there is always a chance that you will need to make a claim.It is important that you know how to make a...more
Purchasing your very first motor-home is definitely exciting. You just can't wait to get out there on the road to have a great time. Although a motor-home brings with it a lot of excitement, you'll also find that there are some responsibilities to...more
Homeowner's insurance plan is very important to have if you own your own home. If you don't already have it, the easiest & fastest accident might result in thousands, if not millions of dollars of damage that you'll have to purchase. If you've a...more
Just any home owner it'll be one of the greatest wants your home properly covered. There are many insurance plan options to pick from & due to this you will get confused as which policy to select or which one goes well together with you.It's best...more
Apparently, no one likes something unlucky to happen. On the other hand catastrophes may occur anytime and it doesn't matter how much planning & detailed the preparations we do, they'll happen and we are able to do nothing to stop it.A beneficial...more
Never insure the land where your home is made. Now this really is very logical. Insurance plan should cover for things that may be damaged or stolen as the case might be. Now the question is "why insure a land that can neither be ripped off nor...more