Your motor home is important to you. You have invested a great deal of time and money making sure that it is everything you want. When it comes time to insure your motor home, you want to be sure that you are still getting what you want and need at a price that is competitive and fair. This is when bargain hunting can make all the difference.The power of the internet cannot be overstated. Not only does it provide a basically one stop shop for...more
Park home... What is it exactly? Perhaps it is the first place to start before trying to understand park home insurance. Trailers, mobile homes, or manufactured homes, these are considered by many one and the same. A park home is a type of structure that is not made on site but manufactured in a factory somewhere else. They are transported and placed either temporarily or permanently on an intended residence.Nowadays, a park home is commonly...more
Getting the right level of house insurance is often a juggling act between peace of mind and pocket. Whilst it may be a condition of your mortgage that you have adequate buildings insurance, whether or not you insure your house contents is a matter for your own judgement and your willingness to take risks. Some people may consider reducing their level of insurance, or even ditching it altogether when the budget is tight and they are looking for ways of making savings or cutting costs. Rather than taking the risk of going without house insurance, take a glance over these money-saving tips and see if you can reduce the cost of your cover.1. Give yourself plenty of time and shop around for quotes before your policy is due for renewal. When you can go to your original insurer armed with lower quotes for similar cover you may be able to negotiate a better rate.2. Find out about paying in monthly instalments. Be aware that many insurers will charge for this facility, but many others offer a 0% instalment rate. Likewise, if you have an interest-free credit card you could pay the premium that way to spread the cost without incurring additional charges.3. Comparison websites offer an easy...more
Most agents who specialize in home insurance have seen their business plummet along with our current economy. The housing boom provide agents with ample opportunities to sell homeowners insurance. But now that the bubble has burst, times are more difficult. Agents are returning to their tried and true cold calling techniques. They are paying for...more
It is fair to say that if your property isn't kept in a good condition you are going to be paying very high premiums or you might struggle to get home insurance at all.However, if you have a new property or just moved into a well maintained house then keeping it that way is vital.The adverse conditions that struck the UK this winter can't be...more
Buying home owners insurance is mandatory in most states and is put there as a measure of protection we can not live without. Premiums may be costly, however, in the event of emergency, your policy can save you from rack and ruin. According to a comprehensive insurance study conducted from 2000 to 2007, Texas insurance claims have been dominated by water damage issues. Some of the most common insurance claims to be collected also include fire, individual personal claims and even dog bites. You can never second guess what kind of incident may cost you a payout, so be sure to secure your home with the maximum coverage. According to statistics from the nation's leading home insurance companies, these four claims top the list: 1. Water Damage.Water damage coverage is not just for flood zones. Internal circumstances such as a water heater burst or careless operation of a bathtub can occur and cost you big bucks to repair. Drainage overflows, hurricane conditions and a leaky roof are just a few of the monetary make-up of the water damage scenario. 2. Accidents.Home owners are just as accountable under the law for someone being injured on their property as is the commercial policy owner....more
Purchasing a motorhome is generally a more significant investment than purchasing a car. Nevertheless, when it comes to motorhome insurance in general comprehensive cover costs much less than it would do for a car with a comparative value. Despite...more
Many dont realize that increasing security at the home or the office can help lower your insurance costs. A lot of insurance companies reward customers for safe driving records and for having a GPS tracking device on board. Likewise, they are now...more
As they say, all that glitters is not gold and all that is cheap might not always be what you expected. As an insurance buyer, you need to keep your eyes peeled not only for the perfect bargain but for the rotten ones too.You have to accept that you...more
Many people are very sceptical when the words 'cheap' and 'insurance' are used in the same sentence, yet it is possible to get house insurance which offers value for money.Having said that, please remember that the cheapest does not automatically...more
With the cost of living continually on the rise, home owners need to do all that they can to lower household running costs. Perhaps it seems that tightening the purse strings and almost radically changing the family diet does not seem to have the...more
Your motorhome was not a cheap investment. And, since you have invested a good deal of money in your new acquisition, you want to keep it well protected. You will either learn how to conduct the necessary periodic maintenance or job it out to someone...more