Park home... What is it exactly? Perhaps it is the first place to start before trying to understand park home insurance. Trailers, mobile homes, or manufactured homes, these are considered by many one and the same. A park home is a type of structure that is not made on site but manufactured in a factory somewhere else. They are transported and placed either temporarily or permanently on an intended residence.Nowadays, a park home is commonly...more
Getting the right level of house insurance is often a juggling act between peace of mind and pocket. Whilst it may be a condition of your mortgage that you have adequate buildings insurance, whether or not you insure your house contents is a matter for your own judgement and your willingness to take risks. Some people may consider reducing their level of insurance, or even ditching it altogether when the budget is tight and they are looking for...more
Most agents who specialize in home insurance have seen their business plummet along with our current economy. The housing boom provide agents with ample opportunities to sell homeowners insurance. But now that the bubble has burst, times are more difficult. Agents are returning to their tried and true cold calling techniques. They are paying for expensive advertisements in hopes of finding clients. The truth is, there is an easier way.Although the housing market is in decline, home insurance is still very much needed. Indeed, many people are currently searching for better deals on their current plans. This means agents like you have the opportunity to impress them with your offerings. But how do you get in contact with these interested potential customers?Today you need only go to the internet to find your homeowners insurance leads. So put down the phone and stop cold calling; there is a better way. Instead, take advantage of online homeowner insurance leads. These leads are made up of people who want to find a home insurance policy. These are just the sort of people you want to talk to. With quality insurance leads, you can spend your time where it counts: selling insurance to...more
It is fair to say that if your property isn't kept in a good condition you are going to be paying very high premiums or you might struggle to get home insurance at all.However, if you have a new property or just moved into a well maintained house then keeping it that way is vital.The adverse conditions that struck the UK this winter can't be...more
Buying home owners insurance is mandatory in most states and is put there as a measure of protection we can not live without. Premiums may be costly, however, in the event of emergency, your policy can save you from rack and ruin. According to a comprehensive insurance study conducted from 2000 to 2007, Texas insurance claims have been dominated by...more
Purchasing a motorhome is generally a more significant investment than purchasing a car. Nevertheless, when it comes to motorhome insurance in general comprehensive cover costs much less than it would do for a car with a comparative value. Despite the fact that their size makes them much less nimble than smaller vehicles and the attached assumption that they're more likely to be at risk of an accident, motorhomes are generally regarded by insurers as a much safer bet than your average car. The reasons for this are fairly simple and also fairly apparent upon closer consideration. Compare how often people use their cars and their motorhomes; then compare how people drive in their cars and how they're likely to drive in their motorhome - which do you think is more likely to lead to an accident, and thus a higher rate of claims and a higher price for insurance?Because insurance companies work out their rates based on a huge array of national statistics and demographic information, the relatively small number of motorhome owners in comparison to car owners comes off in their favour. When you factor in other considerations, this equation works out even more favourably. For a start, very...more
Many dont realize that increasing security at the home or the office can help lower your insurance costs. A lot of insurance companies reward customers for safe driving records and for having a GPS tracking device on board. Likewise, they are now...more
As they say, all that glitters is not gold and all that is cheap might not always be what you expected. As an insurance buyer, you need to keep your eyes peeled not only for the perfect bargain but for the rotten ones too.You have to accept that you...more
Many people are very sceptical when the words 'cheap' and 'insurance' are used in the same sentence, yet it is possible to get house insurance which offers value for money.Having said that, please remember that the cheapest does not automatically...more
With the cost of living continually on the rise, home owners need to do all that they can to lower household running costs. Perhaps it seems that tightening the purse strings and almost radically changing the family diet does not seem to have the...more
Your motorhome was not a cheap investment. And, since you have invested a good deal of money in your new acquisition, you want to keep it well protected. You will either learn how to conduct the necessary periodic maintenance or job it out to someone...more
Everybody wants to save money when it comes to buying insurance. This is particularly true when needing to protect the 'extras' in your life like a motorhome.When you do a little self education, you can gain the necessary knowledge to make an...more