There's certainly no denying that for most people, purchasing a home is the biggest investment they'll ever make. With that said, purchasing a motorhome is probably the second biggest investment many people make and yet, even with motorhomes costing so much, the majority of people who own one don't have them adequately insured.This is almost unfathomable when one considers the potential consequences that could arise from not having...more
Unoccupied Property Insurance – How to Prepare Your House for Winter Okay, so most sensible landlords are covered by unoccupied property insurance, but who wants the bother of an empty property being damaged by the elements. So, to help not having to use the unoccupied property insurance, landlords can help themselves by getting their house ready for winter. Unoccupied property lies at the mercy of a cold winter, but there are a number...more
With the boom of the internet, more and more home based businesses are popping up all over Australia. While there is money to be made, many home based business owners forget the importance of insurance. While you may have home and contents insurance, that may not cover all of the goods that you use for running your business. Here is a simple guide to what kind of home based business items you may need to be covered for.ElectronicsThere arent many businesses these days that dont have a computer. Computers are not only expensive, but more often than not, hold irreplaceable information about your business. This can include account and bookkeeping information, client contact details, documents, intellectual property and a number of other pieces of data that keep your business humming along. What would happen if this computer was stolen or destroyed in a fire? Would it be covered by your contents insurance? Or does it need to be added? Many other pieces of expensive equipment could also fall into that bracket items like photocopiers, printers, fax machines and even broadband modems. Many of these items may not be covered in your current insurance policy as they might not be...more
How To Lower Your Homeowners Insurance Premium for a Home Insurance Quote Below are a few examples of how to save on your home insurance when getting an insurance quote from a local agent.Private InsuranceIf you are located in a high risk area and bought insurance through a government plan you should seriously check with an insurance...more
A motorhome is without a doubt a huge investment and one which not many people can nowadays afford. If you're one of the fortunate ones, in that you own your own motorhome, then you'll no doubt want to make sure it's adequately insured.But of course, a motor home is not the same as a regular car and as such, there are several things...more
So, the time has come for you to renew the insurance for your motorhome. The question is do you simply stick with the same insurance company you've been using up until now, or should you rather shop around a little bit in order to try and find something a little cheaper? What we need to remember here is that shopping around doesn't only mean you may be able to find cheaper insurance, but it's also likely that you'll discover you can get a higher level of cover than what you currently have and that without having to pay any more than you have been.One of the first things you need to realise is that when it comes to motorhome insurance, things have changed quite significantly and of course this is because motorhomes have become increasingly popular in the UK. Not only that, but nowadays you're not restricted to discussing your requirements with several companies over the phone, but instead, you can go online and visit any number of insurance comparison websites.In fact, shopping for insurance online is by far the easiest approach, in that not only can you do so from the comfort of your own home, but you'll also find that the vast majority of insurance...more
Although you may be paying more for other types of insurance such as automobile insurance or healthcare insurance, homeowners insurance can cost a lot. Getting the best deal starts with shopping around with different carriers or having a reputable...more
Does your home insurance protect you against disasters? Quite a few homeowners foolishly assume their home insurance policy covers them against natural disasters. Virtually all policies will only cover disaster damage when specific options...more
Home security systems aren't always on home owner priority lists. However, comparing the cost of security alarms & back to base monitoring to the losses from being unprotected is quite revealing, especially when one factors in the insurance...more
If you own your own home, you will want to make sure that you have protected every inch of that home, as well as everything of value that is inside. This can be a somewhat difficult idea to wrap your head around, but there are a few different things...more
Owning a home is a major responsibility and is definitely not something that should be taken lightly. There are countless things that you will have to look into when you purchase a home and it does not get any easier once you have made the final...more
Home And Business Property Insurance Claim Assist - How To Deal With Your Insurance Coverage Company Any time you've gotten property harm to your residence, it's important to go through your Insurance coverage Firm to get better...more