Gradually, health coverage has turn into puzzling and regrettably less valuable over the past few years. Most of us will be able to see insurance companies on a day to day basis and understand their suffering which they put to their customers from beginning to end. There are a number of essential aspects that you need be examined before purchasing the policy. When you are coming across any health insurance, these important factors will help you...more
Fathom these situations: 1.Your employee does not provide you any health coverage 2.You are not eligible to be included in your family plan3.You are a student and your family insurance does not cover you in the state you studying. 4.You are between jobs and hence need an insurance on your own 5.You are self employed It is in either of these circumstances that one needs to go through the trouble of buying individual health insurance. Individual...more
Whether you are a US resident or a foreign student, the first and foremost requirement as you embark on your graduation journey is student health insurance. Being insured against fortuitous events on the health front leaves you free to pursue your goal on the academic front. There are two options for student health insurance in USA. One is to take up the health plan being offered by the University in which you plan to enroll and the other is through a private insurance company. The latter option is the best choice for international students as private insurance companies offer comprehensive and cost effective plans which adhere to your budget. University plans are more often, than not, very expensive. Student health insurance is mandatory for international students in most colleges and universities in USA and is required under the rules of the United States government for J1 and F1 visa holders. We at StudentCoverage understand the importance of saving money particularly for international students and therefore provide the best health insurance for students at affordable prices and with adequate benefits as well as quality assurance.There are three plans for...more
There is a common perception that working as an employee for a business is not very enjoyable. Whether or not that is true is debatable. However, there are two distinct advantages that employees have over people who are self employed; a regular paycheck and access to health insurance. About 26% of the people who live in Texas do not have health...more
It is common for individual health insurance policies to exclude applicants for a variety of factors. One of the most significant is the potential policyholder's weight. In most cases, a person with a BMI (body mass index) over 30--which is considered obese--will have to pay a higher monthly premium. This is due to the increased...more
There is a difference in the Indian Thali and the American Pizza, there is a difference in the Indian Bollywood and American Hollywood, there is a difference in Dr. Manmohan Singh and Mr. Barack Obama, and there is a difference in the Indian health Insurance and the American Health insurance sectors. Some of these differences are distinct, while the others are subtle.The Differences are- Mandatory coverage / voluntary coverageFirstly, unlike in India, it is almost mandatory in the USA that each individual be covered under a health scheme. Whereas in India, it is voluntary, if an individual wishes, he can buy health insurance for himself and his family.All the more, the almost mandatory coverage in the USA is not just limited to individuals, but to employers too. As such employers need to ensure that all the employees in the firm are covered under a health scheme so long as they are working with them. Also, the employer needs to continue coverage for a defined period even after cessation of employment. But in India, it is voluntary for companies to provide health insurance to employees.So what if you are an outsider?As an extension to the above point, mandatory...more
You have decided to buy a health insurance policy and have opted for the online mode since you get multiple choices, instant results and you can make the final choice without being pressurized by ‘friendly' agents or whoever. But...more
Foot cramps can be quite painful and may stand as a barrier in carrying out daily activities due to the consistent pain and inability to move it. The duration of these cramps may sometimes be for only a couple of minutes, or in some cases may be as...more
If you are denied health insurance due to a pre-existing medical condition such as diabetes, cancer, heart disease or another illness, there is still hope that you will be able to obtain health insurance coverage. Although most people become...more
Today many people are having to cut their budgets and highly scrutinizing all their expenses to find ways to save money. Unfortunately, often times in these situations people look to go for cheap health insurance. But the reality is a cheap health...more
When shopping for Texas health insurance plans, it is important that you understand the terminology that is used to describe your benefits. This will allow you to effectively compare them and pick the medical plan that fits your needs. Although it...more
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