It's a fact that sometimes even the best companies go under. Insurance companies are no different. If your Texas health insurance company closes, you may find yourself stranded, wondering what options you have now. Why would a health insurance company close? This only happens when the amount of debt exceeds the amount of money coming in. Fortunately, Texas has state laws in place that can help soften the blow if this should ever happen. When the...more
Texas does abide by federal law that protects you and your health insurance. They also have laws that supplement this protection for residents of the state. However, there are limits to Texas health insurance laws, just as there are limits to federal laws. There are certain circumstances that are not covered by either. It is best that a policy holder becomes familiar with the limits of the laws regarding health insurance. This education will help...more
A checkup also is a chance for you to talk with the doctor about developmental and safety issues and to ask any questions you have about your child's overall health.What to Expect at the Doctor's OfficeAt a typical well-child visit, your doctor will weigh and measure your child to chart progress along a normal pattern of growth. The doctor will take a family and medical history and perform a complete physical examination.If indicated or if it has not been done previously, your child may be screened for anemia, lead poisoning, TB, high cholesterol, or other specific conditions. The doctor will also ask about your child's eating habits.Your child's teeth will be examined for tooth decay, abnormal tooth development, malocclusion (abnormal bite), dental injuries, and other problems. Although the American Academy of Pediatrics (AAP) recommends that all kids visit the dentist no later than age 3, many dentists and pediatricians feel kids should have a first exam between 2 and 3 years of age — earlier if problems are suspected.At this age, most kids should have had these recommended immunizations:four doses of DTaP (diphtheria, tetanus, and pertussis) vaccinethree...more
Buying your own health insurance makes sense both financially and personally. Health insurance can protect your financial assets in case you develop a medical problem that is expensive to treat. Additionally, purchasing private insurance can save you from dealing with a gap in coverage should you ever lose your job since your medical...more
I asked Kristi (a 32 year old woman who suffers from an extremely rare, serious and disabling neuromuscular disease called Stiff-Person Syndrome (SPS), as well as Myasthenia Gravis and Gastroparesis) while I had her on the phone, "If she knew then, what she knows now, what would she do differently?" One of the first things she said...more
Normally healthy humans have about 100,000 hairs on the head only. Each of the hair shaft has 3 layers, the outside layer or cuticle and the 2 inner layer. The cuticle protects the inner side layers. If you are having shiny hair then it is the sign of your healthiness. This is because the outside layer of hairs is reflecting light. It means that cuticle lie flat and healthy. The inner layers will remain well protected if the scales of the cuticle lie flat and they overlap tightly. The cuticle protects hairs from heat, sun, chlorine and other hazards come from environment. If the hairs are damaged then the scales will remain separate, so the hairs will become dry. Because the scales on dry hair don't protect the inner two layers as well, hair can break and look dull.As the world developing the science is making new inventions daily in each and every field. Nowadays doctors are having many kinds of treatments for the hairs and for each kind of disease. The treatments range from chemical styling treatments to treatment that addresses hair growth concern. Hair treatments exist to target specific style needs and hair conditions. We are discussing 5 kinds of most common hair...more
There is a common perception that working as an employee for a business is not very enjoyable. Whether or not that is true is debatable. However, there are two distinct advantages that employees have over people who are self employed; a...more
The cost of health care has reached such high levels that you could actually go bankrupt if you get sick and do not have enough health coverage. Yet according to a Gallup poll, 26% of Texans cross their fingers, hope for the best, and...more
What a great massage I just had! Oh, I feel so great after that massage. If you are saying that, chances are you just had a Swedish massage. This is one of the more modern styles of massage, however, it is by no means new. This style of...more
Any American these days knows the stress of working in the office - it's the dread of Monday. Sure, it's great to have a job in this economy, but who needs the aches and pains that go with it. We always think that a prescription or an...more
Universal Health Care Means Discounted RatesI assume most (maybe all) Americans know about the upcoming health insurance changes, but little do they know! You could save some serious money on your health insurance costs with this...more
As fashion has a more extensive influence on most aspects, lots of people have become more conscious about their appearances. They try to look charming, at least decent from top to toe. When it comes to selecting footwear, branded shoes...more