Are you worn out? Do you have aching muscles. Does someone you love complain about the same sort of pains. Have you thought of massage? Maybe you are afraid to try it out? Well, many spas and massage clinics offer couple's massages. This could be the thing for you.Couple's massage is great! It is the latest in relaxation and healing. It is not only geared toward married couples, but it's great for sisters, mother and daughter...more
Gradually, health coverage has turn into puzzling and regrettably less valuable over the past few years. Most of us will be able to see insurance companies on a day to day basis and understand their suffering which they put to their customers from beginning to end. There are a number of essential aspects that you need be examined before purchasing the policy. When you are coming across any health insurance, these important factors will help you...more
Fathom these situations: 1.Your employee does not provide you any health coverage 2.You are not eligible to be included in your family plan3.You are a student and your family insurance does not cover you in the state you studying. 4.You are between jobs and hence need an insurance on your own 5.You are self employed It is in either of these circumstances that one needs to go through the trouble of buying individual health insurance. Individual plans are usually not preferred as they are more expensive than other plans and they usually do not come with any sort of additional benefits. Before actually buying individual health insurance, you need to be clear about a few points. 1.Do you need regular medical needs?2.What is the premium that you can afford?It is important to be clear on these two factors. Individual plans are usually expensive and you should not end up being with a policy that does not really cover your health needs. Though there may be various sub-varieties, individual plans can be broadly classified into two main categories:- a)Indemnity plan where one has to pay the bills upfront and get it reimbursed from the insurer later on b)Managed health care plans that are...more
Whether you are a US resident or a foreign student, the first and foremost requirement as you embark on your graduation journey is student health insurance. Being insured against fortuitous events on the health front leaves you free to pursue your goal on the academic front. There are two options for student health insurance in USA....more
There is a common perception that working as an employee for a business is not very enjoyable. Whether or not that is true is debatable. However, there are two distinct advantages that employees have over people who are self employed; a regular paycheck and access to health insurance. About 26% of the people who live in Texas do not have health...more
It is common for individual health insurance policies to exclude applicants for a variety of factors. One of the most significant is the potential policyholder's weight. In most cases, a person with a BMI (body mass index) over 30--which is considered obese--will have to pay a higher monthly premium. This is due to the increased likelihood of them needing expensive treatment. Depending on how overweight a person is, they may be unable to purchase a standard plan entirely. Instead, they can buy high-risk health insurance intended for people with pre-existing conditions. However, those plans are typically more expensive.Those able to take advantage of group health insurance through their employer have typically been able to avoid that pitfall. Since employer-based insurance has the ability to spread the risk of coverage among a larger group of people, the health status of any one individual has less of an impact on costs. Therefore, all workers are normally able to have coverage.Unfortunately, some smaller employers--as well as local governments looking to save money--have put limits on which employees can sign up. For example, in McDonough County in Illinois, the...more
There is a difference in the Indian Thali and the American Pizza, there is a difference in the Indian Bollywood and American Hollywood, there is a difference in Dr. Manmohan Singh and Mr. Barack Obama, and there is a difference in the...more
You have decided to buy a health insurance policy and have opted for the online mode since you get multiple choices, instant results and you can make the final choice without being pressurized by ‘friendly' agents or whoever....more
Foot cramps can be quite painful and may stand as a barrier in carrying out daily activities due to the consistent pain and inability to move it. The duration of these cramps may sometimes be for only a couple of minutes, or in some cases may be as...more
If you are denied health insurance due to a pre-existing medical condition such as diabetes, cancer, heart disease or another illness, there is still hope that you will be able to obtain health insurance coverage. Although most people become...more
Today many people are having to cut their budgets and highly scrutinizing all their expenses to find ways to save money. Unfortunately, often times in these situations people look to go for cheap health insurance. But the reality is a cheap health...more
When shopping for Texas health insurance plans, it is important that you understand the terminology that is used to describe your benefits. This will allow you to effectively compare them and pick the medical plan that fits your needs. Although it...more