High-Priced Health Insurance Packages In a consumerist perspective, freedom and power must be earned. Individuals need to work in order have purchasing power. Purchasing power endows them the freedom to choose commodities in the marketplace. Without monetary influence, one cannot experience freedom in a capitalist market. Hence, freedom comes at a price. Freedom is valuable, yet expensive.The same is true when it comes to insurance plans....more
The Advantages of Coinsurance Health Plans Policyholders expect 100% coverage in medical services from most health insurance plans. They do not need to pay for incurred hospital charges during consultation and hospitalization, as these expenses have already been compensated through insurance premium and deductibles. In a sense, health insurance plans serve as advanced payments for future medical and health services.Nevertheless, there are...more
Florida health insurance health care rebate rules The latest rollout of the federal health care overhaul offers consumers a rebate if their insurers spend too little on actual medical care and too much on administrative costs. Easy To Insure ME has the answersBut Floridians may miss out on the rebates that will start in 2012.Pressed by the insurance industry, state regulators will soon ask the federal government for a waiver from the requirements, which begin Jan. 1.The Florida Office of Insurance Regulation confirmed Tuesday it will request a reprieve until 2014, when the health care law's coverage guarantees kick in.In a written statement, the office said enforcing profit limits in 2011 could "disrupt" the insurance market in Florida, where 4 million people are uninsured. Commissioner Kevin McCarty was not available for questions.The state already is suing to overturn the health care law.The new requirements are supposed to help increase the value of coverage for consumers and make health insurers "more accountable" by publicly reporting spending and premiums, federal health officials say.Consumer advocates, such as Consumers Union, publisher of Consumer Reports, largely...more
A few years ago, a prestigious medical school's associate professor got shocked from learning that he will be forcefully removed from his post as stated by the US health care company. The hugest HMO located in the east coast never gave him any reason why they asked him to leave his post, however he knew for a fact that his public disparages against...more
Despite erratic movements in the medical area, doctors are still gobbled up by many companies as they are deemed very important in the industry. Physician management companies have been purchasing doctors specializing in pediatrics, general medicine and internal medicine all over the state. The top dogs in the present culture of medical reform are...more
Mental Health Issues and Buying Insurance Policies If you or anyone you know has ever been through a mental health issue like depression, anxiety, burn-out or a more severe psychosis, you know how damaging it can be. The impact is not limited only to the person experiencing the problems, but also extends to friends and family who are trying to help and get caught up in the unhealthy environment. This article will briefly touch on how some very common mental health issues could affect your ability to qualify for different types of insurance. There are different risks associated with a certain disease and the type of risk you are insuring against (i.e. life insurance vs. disability insurance coverage). Hopefully this article will shed light on some of the issues.Getting Life Insurance with a Mental Illness When applying for life insurance, the insurance company is typically looking for healthy candidates to insure. If you have recently been diagnosed with a major illness, like cancer, heart disease, diabetes, etc. you cannot qualify for life insurance anymore. So what about a mental illness? These can come on very suddenly in a person's life and last for many years, if not...more
Almost all US seniors, and also many disabled people, get Medicare for health benefits. Medicare is a large benefit, and it can provide security for its beneficiaries. However, Mediare does not cover everything. And there may be deductibles and...more
Low Cost Health Insurance - How You Can Find Cheaper Health Coverage Online If you have come to a decision that you need health cover then the following steps are what you will need for you to get low cost health insurance policies that offer...more
Low Cost Health Insurance for young people - Finding the Right Health Cover The growing number of young people left without an adequate health insurance is growing every day probably because of the state of the economy and this pushes people...more
Health Insurance Advantages Illness for non-work related injuries can be financially devastating. Insurance keeps you protected against disastrous health care expenses and lost wages. There are enormous health insurance plans available...more
Do I need a foot massage? That depends, do you like having good balance, comfortable feet, strong back, lack of tension? I sure do. The great thing to do at the end of the day is kick off our shoes, free our poor feet! All that running, walking,...more
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