Pros of Health Insurance Health insurance in India has become indispensable for every individual keeping in mind the rising medical cost. Medical emergency can strike anyone, anytime leaving you devastated emotionally as well as financially. Though one cannot provide coverage for emotional loss, financial losses during a medical emergency can be certainly covered with a medical insurance policy. Simply put medical coverage provides...more
Catastrophic Health Insurance - A Money Saving Solution to High Health Insurance Costs Catastrophic health insurance can be an excellent money-saving solution to high health insurance costs. Here's the "why" and "how" of it:The Basic IdeaCatastrophic health insurance plans cover major, catastrophic expenses, but not the day-to-day expenses such as routine office visits. Because of this, they are much more affordable than...more
Your paying for Health Insurance Reform Effective 2010Indoor tanning services are subjected to a 10 percent service tax.Effective January 2011n Pre-tax dollars from health savings accounts (HSA), flexible spending accounts (FSA) or health reimbursement accounts (HRA) can not be used to buy over-the-counter, non-prescription medicines. Easy To Insure MEn Increase the tax from 10 percent to 20 percent for non-medical early withdrawals from a health savings account for those under age 65.n Impose an annual cap of $2,500 on contributions to flexible spending accounts, which are now unlimited; the cap is indexed for inflation.n Premiums for Part D Medicare drug benefits for high-income senior citizens will increase in income tiers like the ones used for Part B benefits. An average Part D premium is about $35-40 per person per month, so this provision will add about a 1 percent marginal tax impact. Like Part B, the higher Part D premium will be determined based on a two-year look-back: 2011 premiums will be based on reported Modified Adjusted Gross Income in 2009.n The threshold for the higher-income related Medicare Part B premiums is frozen until 2019, effectively making...more
buying affordable health insurance Is Not Hard - Here Is How To Save Money Now You and I know the importance of having health insurance. The financial buffer it provides you with in case you or someone in your immediate family experiences anything from a slight illness to a severe accident is well worth the investment.But buying...more
Individual Health Insurance Effects The Patient Protection and Affordable Care Act, otherwise known as the health reform bill will impact almost every American. One of the most important ways it will affect individual health insurance is that insurance companies will not be permitted to deny insurance to those with preexisting...more
health claim insurance Far too many people are unaware of their options after a claim denial. Instead, they give up--a decision which costs them tens of thousands of dollars. health insurance companies, including major providers like United Health care, have appeal procedures. Sometimes it will take multiple appeals for you to get your claim covered by your health insurance. Persistence is well worth it! Follow these tips to increase the likelihood of your appeal succeeding: * Make sure to file an appeal before the deadline (usually 30 to 90 days), but don't rush. Build your case and inquire for information without revealing your intentions; some health insurance companies will take that statement as an appeal in itself, making it far less likely that their decision will be reversed. * Do your homework. If a procedure is considered experimental, find research in reputable medical journals that prove it is safe or effective. It will also help your case if you are able to find proof that other local health insurance companies cover a treatment, or that your insurer covered the same treatment for other patients in the past * Get written documentation from your doctors...more
For Folks Buying a Affordable Health Care Insurance Plan The cost of third party health insurance can sometimes be outrageous, especially for consumers who do take the proper amount of time to shop around. Since health insurance is...more
Back Massage Alleviate Pain More Effectively If you are a home-owner (or renter), a parent, a caregiver, heck, even a pet-owner, you are on-the-go! Between carrying groceries or kitty litter, moving car seats, picking up small...more
Health Insurance - Shop For a Low Cost Health Insurance Provider When you are getting sick then you should go to a doctor or hospital but this is expensive and that means you need to ensure you have health insurance. Buying private...more
Massage Therapy Alleviate Cramps Sooner Aches, pains, bursitis, fatigue, high blood pressure? The list goes on, diabetes, immunity suppression, infertility, smoking cessation, depression, found what ails you yet? Try low back pain,...more
The Cell Damage Caused by Ethanol May Be Alleviated by Silver Nanoparticles Recently, researchers from the University of Barcelona made a study on the role of silver nanoparticels. The study was carried out by these researchers...more
Respite Care - Just What the Doctor Ordered Respite Care can be provided by companies that provide in-home care and can be provided on a regular basis, lasting from a few hours to overnight. This popular respite choice enables...more