Defining Critical Illness InsuranceWhat is critical illness insurance? Critical illness insurance or critical illness is a health insurance product in which the insurer (the insurance company) is contracted to make a lump sum, tax free payment in the insured (the one whos life is protected from a critical illness) is diagnosed with one of a list of insured illnesses.In Canada a critical illness policy is often structured to pay out 30 days after...more
Texas Humana Health Insurance Rate- Get Free Quotes Texas Humana health insurance rate quotes can be obtained online or by working with an insurance agency. You can find all kinds of different policies to choose from including doctor co-pay plans, high deductible HSA compatible or even traditional catastrophic plans, and the quotes that you get will be completely free. Humana is one of the largest health providers in America, and if you...more
We all know that celebrity's make a ridiculous amount of money, some for doing nothing more than hanging out with friends, drinking, and fighting on national television. While it would certainly be nice to be paid 30 million dollars simply to act like an idiot, most celebrities do indeed have a brain on their shoulders (or their financial advisor or agent does at least!). Since a number of celebrities make most of their money due to one specific part of their body, it should come as no surprise that there are health insurance policies tailored just for this purpose.Ben Turpin was the first person to purchase health insurance for a specific body part. A silent film actor, he was famous for his crossed eyes. As a comedian, he took out a policy on his eyes for $25,000. While it's not known whether or not her did so as a joke or was serious about his investment, the policy was nevertheless a real health insurance policy.Marilyn Monroe was widely known, particularly in Tinsel Town, for her drug addictions and her resulting erratic behavior. To protect their investment in hiring her for different film roles, movie studios thus took out health insurance policies on her in case...more
For the average homeowner, there are a few pests that present a serious danger to ones health and to the health of ones family. Foremost among these are rodents such as rats and mice. In part because they adapt so easily to living among humans, there is a nearly limitless list of diseases that they can carry and transmit to whoever lives in...more
The health insurance industry has grown well over the period. This market has grown both organically and inorganically, with this industry witnessing many mergers and acquisitions over the period. This market is facing challenges from increase in consolidation of hospitals. The consolidation of hospitals leads higher premium costs thus placing...more
As the famous saying goes, death or illness can strike anybody at any time. With thechanging lifestyle and new age issues such as food habits, eco-system disparities, pollution and a number of other reasons health insurance is gaining prominence in todays life. Change in lifestyle has resulted in a number of new diseases that were earlier unheard of. . These new health concerns can be very expensive to treat and cure.So, it would be wise on our part to at least protect ourselves financially from all these health issues.. One way to protect ourselves, financially, is, by purchasing a good health insurance cover and enjoying its benefits.Again, the trick lies in understanding coverage plans, our requirements, and health insurance benefits with regard to our family, finance, and situation. Higher premium does not mean greater health insurance benefits. It needs a thorough analysis of all options available. You can even use the internet to compare policies. Some important benefits that you can reap, if you possess the apt insurance policy is, handling medical expenses with zero cash, which is popularly called as cashless facility. You are also eligible to receive health advice...more
While many people just might not think of the overall costs of having healthcare, there are definitely a lot of people who have come to realize how absolutely expensive it can be. However, as you continue to move forward and take a look at what...more
A dental health insurance plan is a method of making private treatment available to more people by offsetting some of the costs. We all know that regular visits to the dentist are essential for good oral hygiene, but with all the furore about the...more
This Week in Health Insurance Reform Did you know health care fraud constitutes nearly 3% of all health care spending, according to the National Health Care Anti-fraud Association? This translates to $69 billion lost to fraud annually,...more
Affordable Health Insurance Senior Citizens - Learn How To Get One From your original feelings on health insurance, where you figured it to be an expensive luxury, if you investigate what's obtainable you will note that affordable health...more
For anyone that does not have experience dealing with health insurance, applying for and maintaining coverage can seem to be a dizzying ordeal. In order to fully understand what you are signing up for and to ensure that the insurance company is...more
Insuring your heath as well as your familys is very important. It is only normal that some may find it rather expensive but people should know that affordable health coverage does exist. There are several ways to have a cheaper type of health...more