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Which Insurance to Buy for Landlords If you're thinking of becoming a landlord and renting out your property, then you're about to embark on an exciting and potentially rewarding challenge. Part of this process is to make sure you have all the necessary requirements that becoming a landlord entails. One of these requirements is having the appropriate home insurance cover. As a landlord you need to make sure that your home insurance covers not only the building and contents, but your tenants too. In this case normal home insurance is not adequate for landlords as this only covers the building and its content. If you want to buy home insurance, then as a landlord you need to purchase landlord insurance.With this type of cover, you're essentially covered for the building and the contents, which is normal to most people who buy home insurance. However you are also covered for the various permutations that are involved in with being a landlord. For example, with landlord insurance you will have the added security that you will be covered in the event you need to cut spare keys or change locks. More seriously might be a situation where your tenant just leaves with their...more
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