Arizona Auto Insurance - What The State Demands States have guidelines that regulate the operation of an automobile in the state. Arizona has its own set of laws which include duly licensing of your car, verifiable proof of your financial ability to run the car(s) and not forgetting the very important state required minimum auto insurance coverage. Failure to get an auto insurance policy as stipulated by the state of Arizona would...more
Arkansas Auto Insurance - Important Information Anyone who intends to drive in Arkansas must have some information at their disposal or else, they could have some problems. Like most states, Arkansas state has placed a minimum liability coverage required of every driver before they can drive legally within the state. We would start by looking at some details of this minimum requirement.First, every driver in Arkansas is required to...more
California Auto Insurance - Driving Legally California state is not left out from the list of states that has mandatory minimum coverages for anyone who wants to drive in the state. We would try to look at these state required minimum so you would not be taken by surprise.The state of California requires two different liability coverages - Bodily injury and property damage.There is a state minimum of $15,000 per person for bodily injury and $30,000 per accident for same. Liability for property damage is set at a minimum of $5,000.Coverage for bodily injury takes care of lost wages, funeral costs, medical costs etc. You should know that this is only a minimum and does not mean you can not be liable for more than this. It only means that any extras would be paid from your pocket. The same goes for property damage liability. Also very important to note is the fact that YOU are not covered in this. This coverage is for others who are affected in an accident in which you are at fault.You can help yourself by getting more coverage than this. More coverage can ensure that you and your property are covered and your liability coverage extends to more than the state's required...more
Colorado Auto Insurance - Staying Informed If you are a driver in Colorado state, then you must as a matter of necessity, do all you can to know what your state requires from you as far as auto insurance is concerned. We would try to look at this now.Some people would know that prior to 2003, the state of Colorado operated a no-fault...more
Connecticut Auto Insurance - What The State Demands Connecticut auto insurance laws are not so different from those of other states. There is a lot of emphasis on the protection of all those involved in a crash through basic car insurance coverages. Many people fail to appreciate what they can lose if they are involved in an accident...more
Delaware Auto Insurance - Basic Facts To Know Delaware auto insurance regulations are very clear and are for the protection of road users from reckless drivers. To drive legally in Delaware, you would need to fulfill some requirements. Know these requirements and you can drive freely in the state.The state of Delaware requires that every driver purchases a minimum auto insurance liability coverage. The minimum required is popular known as 15/30/10. What does this mean?"15" refers to the $15,000 state required minimum liability cover for bodily injuries per person in an accident while the "30" refers to the $30,000 state required minimum liability coverage for bodily injury per accident and finally, the "10" refers to the $10,000 state required minimum liability cover for property damage per accident.These are the state required minimum cover required by every driver. It is obvious that though this looks much, it may not be enough in some situations and if this is all the cover you have, it then means that the remaining expenses would have to come from your pocket. I am sure you do not want this.Some drivers go ahead to drive without these minimum liability coverages...more
Learn How Auto Insurance Adjustors Deny Claims Generally you purchased car insurance for your automobile because it required in your state, and it is the right thing to do. If you are unfortunate enough to get into an accident with...more
Florida Auto Insurance - State Required Cover Florida auto insurance minimum cover required by law is one of the low ones especially if you compare them with those of states like Alabama, Alaska etc. If you intend to drive legally in...more
Georgia Auto Insurance - Important Facts Are you a driver in Georgia? Then you need to know about Georgia auto insurance laws and regulations. This state has one of the higher minimum required coverages for drivers in the country. Let...more
Hawaii Auto Insurance - Meeting The Requirements Of The Law The state of Hawaii demands from every driver who intends to drive in the state a minimum level of liability coverages covering bodily injury and property damage. You would do...more
Idaho Auto Insurance - Obeying The Law Idaho auto insurance issues are no different from other states. The state has looked at ways of ensuring that road user are protected from careless and reckless drivers. Their solutions is to...more
Illinois Auto Insurance - Rules Of The State Illinois Auto Insurance issues should be taken seriously by any driver who wishes to drive without having run-ins with the law. It is always safer to be on the side of the law than on the...more