Full Coverage or Liability Auto Insurance When getting auto insurance quotes the buyer needs to decide what type of coverage they would like to have. With so many different options available the choices can be overwhelming. One of the most important decisions that will need to be made is whether the vehicle is going to be "fully covered" or if the policy is going to be a liability only policy.Although the phrase "full coverage" is used...more
Auto Insurance on Salvaged Vehicles In California there are countless vehicles on the road with a salvaged vehicle title. A vehicle with a salvaged title is one that has been involved in an accident or been stolen and the damages to the vehicle exceeded the value. An example of this would be a damaged vehicle with a repair estimate of $4,000.00 that the insurance company is valuing at $3000.00. In this case the estimated repair cost...more
Getting Auto Insurance with Tickets on Your Record Drivers with multiple tickets on their driving records can run into numerous obstacles while looking for auto insurance. A person's driving record is one of the highest rated factors on insurance policies. When an insurance company sees multiple violations on a person's driving record, they perceive that as an increased risk of exposure. Violations such as speeding or red light tickets suggest that the driver is more likely to cause an accident and that the insurance company will have to pay out a claim.Many auto insurance companies in California will not insure a driver who has more than one violation within the last three years. This will limit the number of companies that drivers with multiple tickets have to choose from. The lack of company selection will inevitably drive the rates up. This is why drivers with multiple violations end up paying higher auto insurance premiums.Furthermore, having more than one violation within the last three years disqualifies the driver from receiving the California good driver discount. This drives their rates up even more, meaning that their rates will be at least 20% higher.Another...more
How GPA Affects Auto Insurance Having a high school driver added onto your auto insurance policy can be pricy. However, the cost of insuring your young driver can be reduced by applying a good student discount. Many California auto insurance companies offer a good student discount. If your child maintains a high grade point average, the...more
Good Credit Score? Auto Loan Companies definitely offer Lower Interest Rates The auto car finance company needs potential borrowers who have good credit history with standard income status and then only they approve for the car loans. The complete new process of purchasing any used or new car begins when the car purchaser gets in contact...more
Internet Auto Insurance Quotes When getting auto insurance quotes on the internet it consumers need to know who it is that they are asking for an insurance quote. By searching on a top rated search engine for auto insurance quote there are more than 17 million options to choose from. This can be overwhelming to many consumers.Out of all of these options they are split into 3 top groups that are rating. There are auto insurance companies that work directly with clients to provide insurance coverage, independent agencies that work on behalf of the consumer to get quotes from the companies that they represent, and other companies that gather information and forward it to multiple companies and agencies.When getting insurance quotes online from insurance companies directly consumers will most often only be able to receive a quote for the policy that they are able to provide you. If they would like to weigh their options with other carriers they would need to request additional quotes from other sources.By requesting a quote from an independent agency the agent will be able to get auto insurance quotes from all of the companies that they represent. In a sense they will be doing a...more
Factors That Determine Auto Insurance Rates Auto insurance rates are determined by multiple factors including coverage, driving experience, driving history, zip code, and the vehicle being insured. All of these variables and many more...more
How to Not Misquote Auto Insurance When getting auto insurance quotes it is important to remember that the price that consumers are given is based upon the information begin provided to them. It is important that when getting quotes apples are...more
Get All the Available Auto Insurance Discounts When getting quotes on auto insurance policies it is important to make sure that all of the discounts available are being applied to the policy. There are many types of discounts available that...more
Choosing an Auto Insurance Collision Deductible When choosing and auto insurance collision deductible it is important to compare the premium associated with the deductible that is selected. Many times the collision premium on a policy will be...more
When Auto Insurance Rental Car Coverage Is a Must Among the many options of coverage associated with auto insurance rental car coverage is one that the consumer should make an educated assessment of their personal situation to see if it is a...more
California Full Coverage Auto Insurance In California many drivers on the road are under the impression that they have a full coverage insurance policy. This is not the case. There is no such thing as full coverage. All insurance policies that...more