Auto Insurance on Salvaged Vehicles In California there are countless vehicles on the road with a salvaged vehicle title. A vehicle with a salvaged title is one that has been involved in an accident or been stolen and the damages to the vehicle exceeded the value. An example of this would be a damaged vehicle with a repair estimate of $4,000.00 that the insurance company is valuing at $3000.00. In this case the estimated repair cost...more
Getting Auto Insurance with Tickets on Your Record Drivers with multiple tickets on their driving records can run into numerous obstacles while looking for auto insurance. A person's driving record is one of the highest rated factors on insurance policies. When an insurance company sees multiple violations on a person's driving record, they perceive that as an increased risk of exposure. Violations such as speeding or red light tickets...more
How GPA Affects Auto Insurance Having a high school driver added onto your auto insurance policy can be pricy. However, the cost of insuring your young driver can be reduced by applying a good student discount. Many California auto insurance companies offer a good student discount. If your child maintains a high grade point average, the savings from such discounts could be hundreds of dollars a year.When a young driver is added to an auto insurance policy the rates increase significantly. The lack of driving experience associated with adolescent drivers is the main cause of this increase. Many times, the vehicle that the child is driving will cost more that both of the parents' vehicles combined. Depending on what type of vehicle is being added and the coverage on this vehicle, the rate could even be higher that of the previous policy covering both parents.Many auto insurance companies will offer a discount to student drivers if they maintain a grade point average of 3.0 or better. These students will need to be full time students, attending high school or an accredited university. There are no limits to the number of drivers that can qualify to receive the good student...more
Good Credit Score? Auto Loan Companies definitely offer Lower Interest Rates The auto car finance company needs potential borrowers who have good credit history with standard income status and then only they approve for the car loans. The complete new process of purchasing any used or new car begins when the car purchaser gets in contact...more
Internet Auto Insurance Quotes When getting auto insurance quotes on the internet it consumers need to know who it is that they are asking for an insurance quote. By searching on a top rated search engine for auto insurance quote there are more than 17 million options to choose from. This can be overwhelming to many consumers.Out of all of...more
Factors That Determine Auto Insurance Rates Auto insurance rates are determined by multiple factors including coverage, driving experience, driving history, zip code, and the vehicle being insured. All of these variables and many more determine the premium on an auto insurance policy.The coverage available varies by limits and options of coverage. A few examples of this would be if a consumer were to purchase a liability only policy or full coverage insurance. The amount that will need to be charged for the policy will increase depending on the coverage that is selected. The more exposure that the insurance company has the higher the premium will need to be on the policy.Some of the largest factors that determine the premium are the license experience that the operators have as well as the driving history. Less experienced vehicle operators and clients that have moving violations have historically caused more accidents. Insurance companies need to charge the appropriate premium for the amount of risk involved in insuring their clients. As a result these drivers typically pay a higher premium.The vehicle that is being insured and the area that the vehicle is garaged is a...more
How to Not Misquote Auto Insurance When getting auto insurance quotes it is important to remember that the price that consumers are given is based upon the information begin provided to them. It is important that when getting quotes apples are...more
Get All the Available Auto Insurance Discounts When getting quotes on auto insurance policies it is important to make sure that all of the discounts available are being applied to the policy. There are many types of discounts available that...more
Choosing an Auto Insurance Collision Deductible When choosing and auto insurance collision deductible it is important to compare the premium associated with the deductible that is selected. Many times the collision premium on a policy will be...more
When Auto Insurance Rental Car Coverage Is a Must Among the many options of coverage associated with auto insurance rental car coverage is one that the consumer should make an educated assessment of their personal situation to see if it is a...more
California Full Coverage Auto Insurance In California many drivers on the road are under the impression that they have a full coverage insurance policy. This is not the case. There is no such thing as full coverage. All insurance policies that...more
Auto Insurance Roadside Assistance Many auto insurance policies have the option of carrying roadside assistance coverage. Roadside assistance protection is designed to assist client immediately when they are in need of a tow truck, jump start,...more