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The Benefits of an Individualized Health Plan

There are many benefits to implementing an individualized health plan. It helps prevent costly hospitalizations or other medical issues. You'll have better control over your health and make decisions based on this information. It is also helpful for identifying who needs to have an individualized health program. In addition, individualized plans are highly customizable.An individualized health plan should be tailored to the needs of each person....more

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401k Auto Enrolment - Benefits For The Employee And Employer

Despite the bad rap 401K plans have gotten recently, statistics show that the matching contribution is gradually returning, and will go back to what it used to be if the economy continues its recovery. Although 401K payouts are currently meager due to factors like low employer contributions, it can still be a good source of income for retirement.Ideally, an employee's regular contributions (from age 30 to 62) to a balanced 401K can result in 60% of his or her pre-retirement income. Of course, this percentage is based on increased contribution as the employee moves up the income brackets, employer contribution matches of 50 cents per dollar to a maximum of 6%, and stable market conditions. Other research has found that contributions need to be at 15% for employees to see these results.The Center for Retirement Research also researched on the cost of auto-enrolment to the employer. The expenses that the employer covers for auto-enrolment may increase twofold if he or she allows workers to fully participate. The company's matching contributions will also increase, making this process an expensive effort. However, the employer doesn't cover these expenses for nothing -...more

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