If you currently own your own vehicle, then you are aware of all the expenses that go into driving one. It's funny, when you are out looking to purchase a new vehicle; you are mainly interested in just checking sticker prices for the car you like for the best deal. Then when you get your new vehicle home you really begin to count the cost to drive it. There's petrol, of course, and wear and tear on the car, and sooner or later you...more
Above almost all other forms of insurance, car insurance is one that you absolutely must get. Not only is it a legal requirement, but you never know when you might have a car accident. If you do end up in an accident, then you do not want to find yourself having to scramble to find a way to pay for the damage to your vehicle. Having car insurance can take care of a lot of those problems for you. Now all you need to know is how to...more
Once you've found the right insurance company and you've gotten a premium quote, ask the agent or broker about getting discounts if you agree to:Raise your Deductible: Think about what you could afford to pay today if you totaled your car. That should be your deductible. Remember, the higher the deductible, the lower your premiums. According to the National Insurance Consumer Organization, raising a collision deductible from $100 to $250 will slash around 20 percent off your premium. Raising it to $500 will save you 50%.Drop Collision Coverage: Collision coverage tends to be the most expensive part of car insurance. And if your car is over five years old, it's probably isn't worth it to pay for collision coverage. If you get into an accident the most you'll receive is the blue book value of the car, which may even be less than what it will cost to replace the car. Understand though, that if you drop collision coverage, you'll be assuming the risk yourself.Get Good Grades: Good Students tend to have fewer accidents and are therefore better risks for insurance companies. If you're a student, keep your grades up and you'll qualify for the good student discountTake a Defensive Driving...more
After two consecutive years of declines in sales, the market registered 3.3% fewer vehicles, to 188,944 units, during Q110, meaning that domestic sales are yet to bottom out. Provided that we expect need in 2010 to be assisted by the base effect from 2009 product sales, we forecast sales to develop by just more than 6% y-o-y, to 834,000 units, by...more
The moment you walk into a dealership to buy a car, the car salesman will ask you how you plan to purchase this car. If you are like most car buyers, you will respond back by saying that you will be financing the new or used car. Next, the salesman will attempt to convice you that applying for a car loan through them is the best option. However,...more
HERRAMIENTA GRATUITA DE AUTOEVALUACIÓN La Agencia Española de Protección de Datos (www.agpd.es) pone a disposición de empresas, asociaciones, administraciones... una herramienta gratuita de autoevaluación sobre el cumplimiento de la normativa de protección de datos. Quienes lo cumplimenten, recibirán un informe orientativo emitido por la propia Agencia, con indicaciones para cumplir con esta normativa. Puede accederse a esta herramienta en el siguiente enlace: http://212.170.243.77:8080/Evalua/home.seamUSO DEL CORREO ELECTRÓNICOLa Agencia Española de Protección de Datos ha sancionado a numerosas empresas por revelar los correos de los destinatarios en sus 'mailings' (La Vanguardia, 14.07.2010). Un despiste tan clásico y aparentemente inocente como olvidarse de poner en copia oculta las direcciones de correo electrónico puede acabar resultando mucho más costoso de lo esperado. Numerosas empresas españolas ya han tenido que enfrentarse a una multa de entre 600 y 3.000 euros (aunque legalmente podría llegar a los 60.000 euros) (...) porque se había vulnerado el "deber de secreto" contemplado en el artículo 10 de la Ley Orgánica de...more
70 percent of all brand new car purchases are financed. This means that seven out of ten new automobiles and pickup trucks are financed. Instant car loan financing can also be pertinent to previously owned automobiles, not just to new ones. Should...more
Blasting down the highway in your new sports car…engine roaring like an angry grizzly bear on the prowl…and with the cool breeze whispering through your hair you quickly notice out the corner of your eye a set of bright lights.For...more
And reducing your auto insurance is important especially if you are a student. You barely have enough hours left over in the day to get a second job to pay for those expensive auto insurance bills.Every night you sit on your black chair...more
Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. There are various types of insurance like life, health, casualty, home, property and vehicle insurance or much...more
The starting point is that you will compare the quotes with your current auto insurance quote and check, whether you will get all the discounts, which are available. Follow the list and think, what you could do.1. Get A Theft Device.Today many new...more
Several companies can give an instant quote and with the online services it is possible to compare those quotes also immediately. These auto insurance quote services are not owned by the insurance companies, but operate like the search engines. They...more