Author: Roger WilliamsI knocked on the door of a family home in a middle-class suburb in Melbourne. An elderly lady answered, I introduced myself and explained to her that I was from the local church and that the reason for my call was to offer prayer for any needs she or the family might have. The lady, Mrs Wells, was very surprised at my visit and she immediately told of their forty-one year-old son who was dying of cancer and...more
Auto repair shops are about as much fun as going to the dentist. However, many shops today are taking the pain out of the process. Most repair shops offer coffee while you are waiting, and with scheduled appointments at times that suit your schedule, you don't have to take a day off work to have your car repaired. Some shops are even open on Saturdays.Many auto repair shops offer prevention and maintenance packages. These packages can include a...more
A real estate "flip" is when a property is bought and resold quickly. There are simultaneous flips, when the purchase and resale happen on the very same day and there are longer flips, such as when a property is purchased, rehabbed and later resold. Flips are typically performed by real estate investors and speculators. They got a bad rap during the housing boom. Real estate was in such demand that contract flips became commonplace. This is when a speculator doesn't even take title to the property - he simply sells the contract. Say you sign a contract to purchase a property for $200,000. You find someone that is willing to pay $220,000 for the home. You could go to closing with the seller and then immediately close again with your buyer. That's called a double close or simultaneous close. But there would be two sets of closing costs. To avoid that, a speculator could sell the $200,000 contract for $20,000. That gives the new buyer the right to purchase the property for $200,000. He paid $20,000 for that right so his total investment becomes $220,000.Lending institutions no longer permit contract flips due to the frequency of fraudulent transactions within these types of...more
Author: V.DURGA RAOCompany Law is very very complicated and interesting. If we look at all the corporate regulations or law, it is very clear that it focuses mainly on the interests of the shareholders. The liability of the members is limited in limited companies and as such the shareholders will be clueless often when their investment in the...more
If you own a car or truck then chances are you need good automotive engine parts for servicing your vehicle. There are hundreds of different parts for your car, and your engine can be a very complicated machine to work on. That being said having proper knowledge of what goes where and how it works is very important.Vehicles of all kinds need...more
Author: Paul RitchieAbout two years ago my wife discovered that she had a passion for photography, and the good news is she seems to have a naturally ability to take wonderful photos. Therefore, when I upgraded my cell phone a few months ago I knew that access to all the great photos Nicole takes would be important. Although most of the shots I download will, be taken with a Canon the quality of the iPhones camera is very good. For an amateur like my self it takes very adequate photos and the obvious advantage is it is always in my pocket. We currently have a windows PC and laptop at home, it is a goal to purchase a Mac for the photography business, so I will detail instructions about the downloading process for both systems. Most things on your iPhone are managed through iTunes but when it comes to the camera on your phone that is a little bit different. If you treat the iPhone just like you would any other digital camera you will be on the right track. You will need to have selected some software to import photos onto the iphone and it will automatically launch when you plug the phone into your computer. What Software can I use? There are many options like Photoshop elements or...more
Author: Paul RitchieAs quick, as companies try and produce fool proof systems for privacy and security Clever little Internet Hackers and programmers are coming up with systems to beat them. The other day I was reading about a guy online who's...more
When the clocks go back and the nights get darker, we head to work in the darkness and get home in darkness. It is cold and wet, the sofa looks so appealing and the kitchen looks dingy, not to mention the thought of pulling the hat and gloves on...more
Author: Andrew GreyIt all begins with the eggs -- and that should stop all these questions about which really came first. Turkey rearing should always begin with getting a good batch of either eggs or chicks from reputable suppliers only. If you have...more
Author: Gino CarpioThe first and only online time deposit in Singapore that gives you both upfront interest*; rewards loyalty with interest-on-interest feature**Key info* Among the highest time deposit interest rates in Singapore* Minimum deposit of...more
Author: Henry ConwayPlaying flop in limit Hold’em, you have already seen most of the cards you will get, when the flop is dealt. The turn and river can always change things, but if the flop doesn’t help you or give you that “oh great!”...more
Author: Henry ConwayBefore playing Montana Poker it is a must to have an idea of how the game is being played and as well as the rules and regulations that govern it. We’ll use limit Texas Hold’em as basis for this game.Click Here to Join in the...more