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Many factors contribute to the way that your insurance will deal with an accident. Asking how long do accidents affect insurance? May thus deliver an intricate answer. Be sure to talk to your broker about this before you buy a policy makes sure you understand before an accident occurs on a current policy.Your policy may see two major changes taking place after any accident. The premium may increase and or the total policy may be cancelled when it expires. No indemnity company carries the same policies, so always check this before doing business.The time lapse you face will be determined by how long it takes for the police to figure out who was at fault. These results will then be seen and interpreted by your insurer, whom in turn, will react accordingly. Once a decision is made on who may be at fault, your policy will be changed with immediate effect.Drivers without any accidents on their record do have the advantage of a shorter investigation process. Insurers keep an eye on drivers who report and claim numerous accidents generally during a period of three years. These drivers will face long and intensive investigations after each subsequent accident.During these times of...more
Are you searching for insurance for those who have multiple accidents? You will probably have to pay higher premiums. In some cases, you might be denied coverage. Here are some things that you can do, to purchase policy for your vehicle.Has your...more
If you have an accident it may affect your insurance premiums. There are many deciding factors which can determine the outcome. The first factor might be a person's driving history. The second factor could be the age of the driver. A third factor...more
How can a lawyer help you with your injured child's settlement?In some jurisdictions, children's settlements cannot usually be finalized without court approval; and if a settlement is reached, children will not receive their settlement money until...more
After the initial shock of a car accident, the most important question you should ask yourself is whether you are okay. Even in minor vehicle collisions, drivers and/or passengers may experience soft tissue pains such as back spasms or mild whiplash....more
Personal accidents can have life-changing implications for an individual on the physical, financial and psychological front. The fronts are different technically but are very much intertwined. Combined, they can devastate the victim"s life. While the...more
Besides these, there are certain other ways where you can claim that the insurance company is acting in bad faith. If your insurer is causing unnecessary delay, if he is terminating or denying any valid claim, concealing right claims by the clients,...more