Select The Best Among Individual Plans, Family Health Plans & Group Medicliam Policy

It is irrefutable fact that today the expenses of medical emergencies are increasing significantly and considering the uncertain environment

we are living in, it becomes really very crucial for every individual to equipped themselves with health plans. Today various types of

health plans available to cater the specific demands of every individual. These health plans are really like a life saver for insured

person, especially during medical emergencies because it helps the insured person to get instant medical assistance without worrying about

medical expenses. There are also some health plans offered by insurance companies with the help of which one can enjoy the benefit of

cashless facility. This type of plan enables the insured person to get the required medical assistance instantly without having to pay

anything in cash. But, to avail the cashless facility, the insured person needs to inform the medical authority that they will be availing

cashless medical assistance. There are generally three types of health plans offered by insurance companies these days group mediclaim

policy, family health plans and individual health insurance.

Though the names of these health insurance policies are different, but there are some similarities that you will notice in these plans. The

benefits and level of coverage offered by these health insurance policies differ from each other. So, to know more about these insurance

polices simply scroll down.

First is the individual health insurance. As the name suggest, this health insurance policy is mainly designed for a single person. This

insurance policy offer coverage to single person. This health insurance policy offer coverage for medical treatments, pre and post

hospitalization cost, hospitalization expenses, ambulance service cost, health checkup expenses etc. Individual insurance policies are

supported by 24/7 health line services and offer medical assistance to policy holders whenever required. The premiums of this policy depend

on the coverage required by the policy holder, age, present health status and previous medical history.

Family insurance plans offer coverage to all the family members listed in the policy. This health insurance offers coverage to your

family members during any type of medical emergencies. If you go for individual plan for every family member in your house, then it will be

very costly for you. Instead you may simply opt for family insurance plans and include all the family members in a single plan which will be

a perfect and cost effective way to secure your family. You can also add new family member in the same policy simply by paying a small

amount of premium additionally.

Group mediclaim policy is a type of insurance policy that is mainly designed for

employers. This type of insurance plan is purchased by business owners and employers so as to make sure that all his/her employees get

immediate medical assistance whenever required. The premiums of group mediclaim policy depend on the number of employees included in

the policy or group.

by: Jitendra Kumar Singh

POST COMMENT

Planning A Family Holiday With Your Baby? Dont Forget To Carry The Valco Portacot Along The Most Common Family Law Proceedings Plan A Family Vacation With Teens Things To Do In Portland, Maine With The Family Creating A Family Emergency Kit Planning Your Family Vacations Maintaining Family Medical Records With A Medical Diary Blended Family And Nuclear Family Differences May Mean Conflict Resolve Your Family Issues With Long Island Family Lawyer Solicitors Firms Liverpool - How Family Lawyers Are Serving In The Area Water Parks And Pools In Milwaukee For Family Fun Adult Adhd: Trouble In The Family Finding A Family Practice