Collection Agencies Cannot Run Roughshod Over Debtors In recent years, an alarming new trend has developed in the world of debt collection. Things have gotten nasty, and bill collectors aren't nearly as professional and courteous as they once were. It's become enough of a problem that Congress has even gotten involved. The FDCPA, or Fair Debt Collection Practices Act, was passed to set guidelines and limits on the power of debt...more
The Role of a Cease and Desist Letter in Dealing with Debt Collectors These days, more Americans than ever before are being inundated with debt collection calls and letters. The high unemployment rate and an economy that is wobbly at best mean that there are fewer dollars to go around. Throw in unexpected car repairs or a trip to the emergency room, and a tentative financial situation can slide into catastrophe. The result is that...more
Are Personal Finance Problems Haunting You? When do you decide that your finances are in such disarray that you need outside help? Is it when you can't stand to hear the phone ring because you don't want to talk to a debt collection agent? Is it when you have bills you can't pay? Seeking outside help for these problems can be free for you.Generally this help is needed at a time where there isn't any money left over for additional expenses. Some people seek debt settlement companies. They can negotiate and reduce amounts owed, but they also get into trouble by advising you to stop paying your bills.Where can you turn to get help from a non-profit organization? The AAA Fair Credit Foundation, founded by Preston Cochrane of Salt Lake City, Utah provides personal financial credit counseling at no charge. They give people help with budgeting and showing them the options they have to improve their lives. They have helped thousands of people learn to live debt free when they practice what the credit counselors advise them to do.One of their counselors, Tiffany Wagner, was interviewed and gave some good insight into the financial problems many people have and how they...more
Save Money On Tickets Pay Less Where To Purchase And Save Save Money On Tickets If your like everyone else your here because you'd like to save a few bucks, well your in the right place, just look at how many views this article has received. We have done our homework and you will see the results. We have written this...more
How to Get Out of Financial Debt The financial solutions recommended herein are aimed at: - Minimizing one's monthly payments.- Avoiding late fees- Reducing monthly interest rates- Avoiding bankruptcy- Becoming Debt free How to become debt free Some of the financial debts currently facing us can be avoided, in earnest by: 1. Doing...more
Cheap Diamond Rings - Things to Know Before You Purchase One There are quite a lot of occasions on which gifting a diamond ring would be the best thing to do. Engagements and weddings are the times when diamond rings are particularly popular. However, if you have a lower budget then you might want to stick to cheap diamond rings. Diamonds can actually be very expensive but there are a few smarter ways to approach this problem. You can easily find a ring that is affordable if you know how to find one. With proper research it is possible to find such rings easily. You would just have to be ready to invest some time and effort for your search. The prices and styles of cheap diamond ringsThere are several price and style ranges in which diamond rings are available. If you have a low budget, go for a ring which has a simple design. The complex and intricate designs would always cost you quite a lot. A simple design is also very elegant and suitable for most types of women. You can also go for a combination of diamonds and other gemstones if you want. There are quite a lot of styles available so you would really need to put in some time to check them all and understand a...more
IVA Debt Advices: Great Option to Escape from the Debt-trap Some borrowers reach to such deplorable financial state that they do not find out means to get rid of the horrible debt trap in which they place them. It is not that they do...more
Positives and Negatives of Debt Settlement Debt settlement is by far the most sought after alternative to bankruptcy. It is a debt relief option where the creditor accepts a lower amount from the debtor which is considered full payment...more
Debt Settlement Solutions - Finding the Best Debt Settlement Solutions That Fit Your Budget Debt settlement solution is really a perfect solution for the people to get out of the situation of financial crisis. The legitimate financial...more
Eliminate Unsecured Debt in 2010 - How Debt Settlement Works Settling your unsecured debt is no more a difficulty today. First and foremost, you have to prove before your creditor that you are really suffering from a hard financial...more
Debt Settlement Program - Finding a 100% Free Debt Settlement Advice Program A good debt settlement program can free you from the problem of liabilities. Visit the websites on the internet and get the best debt settlement program if...more
Debt Solutions - How to Easily Find the Best Debt Solutions For You The demand for debt solutions of the financial firms are at great demand in the current economic scenario. People are aware of the fact that debt solutions can be the...more