Debt Collection and Mistaken IdentityThe bottom line? If you've been tagged, make it clear that the debt collection agency has the wrong person. Tell them so in writing, but cover your bases by keeping records of all communications. The law is on your side, so make it work for you. If you don't, you may find that the debt collection agency has a stranglehold on your credit reports, your bank account, and even your paycheck.more
The Personal Finance Course at Granton Tech will give you the skill set youll use in a plethora of jobs. If you feel comfortable working with numbers or helping and advising others, take the Personal Finance Course at Granton Tech.Youll learn the basics of general insurance and life insurance, equipping you to work for an insurance company. Youll have a good understanding of the insurance industry terminology. If you prefer a different career...more
Debt Problems - How To Best Attack Your Debts Are you tired of attending untimely harassing calls from your creditors reminding you about the due payments? Is making huge monthly payments becoming tough for you? If your answer to the above question is "yes", then you are facing Debt problem. Debts become a problem when you don't know how to manage it and the way out of it. Human desires are unlimited, there is no saturation point for the satisfaction level. Desires keep on growing day by day and vary from time to time. An individual has limited funds with him and to meet all the desires at one time is impossible. Thus, to fulfill all the desires, one tends to borrow money from the market it could be in the form of loans or using credit cards. It is good that you want to meet all the needs and requirements of your family members to the best. But, it is always advised to keep one's expenses in limit and don't let it exceed your income. One should borrow money only for the amount he or she will be able to repay easily.However, the picture in real life is totally opposite we tend to spend more than what we earn by borrowing money from outside. And one day, these debts become a...more
In these hard financial times, even for those of us lucky enough to be gainfully employed keeping your finances straight can be such a challenge. With the cost of everything from milk and eggs to gas rising, saving is near impossible. This article will offer some advice on personal finance.If you are considering getting any type of credit card,...more
Thankfulness Card Debt Judgments - The 3 Extreme Specifics That You Might Not Appreciate Knock, knock, knock. As you walk toward the front door you peek through the peephole as well as notice a man standing impatiently in addition to a solid white editorial of paper in his hand. Curious regarding what this man might have for you, you grab...more
In order to survive in this world, it is important to learn all there is to know about money. Our ancestors had to learn to deal with money the hard way. A lot of people do not live that way these days. If you follow the financial tips listed below, you can learn to enjoy living within your current income level.Be aware on letters that arrive in your mail regarding changes done in your credit accounts. The law requires creditors to inform you at least 45 days before the changes go in affect. Read the new terms of agreement and changes the company is going to make. This will help you decide if you wish to continue being their customer. If you do not think the account is worth keeping, pay off whatever amount you need to and then close it.Make sure you check into your credit report. There are ways that you can check your credit report for free. Make sure that you do this twice a year to ensure that there are not any unauthorized changes on your report, or someone has not committed identity theft using your name and information.If you have more money coming during the month, this is a cue that you should start putting some of it way instead of spending all of it. You can stop a...more
Getting in touch with home buyers whenever there is a need for you to buy your house is never easy. However, when you are in touch with home buying consultants, you will see that the transaction is such a breeze that you will not feel any difficulty...more
You have a mountain of credit card bills, medical bills and personal loans to pay and creditors are hounding you to pay up each month. So it is time you get debt help. While there are many options and ways for you to tackle your mounting debts,...more
Having a power scooter seems like a lot of fun, but what about if a user is unable to walk or perform other common physical tasks on their own? For some the simple act of bending into a sitting position or getting up off a chair by themselves is...more
How long do you leave bad debts before start to get serious about collection? What lengths do you go to make sure that they get paid in the end? Sometimes it is simply more practical to call in the experts if you want to improve your cash flow and...more
Personal finances should be a concern for any adult who must pay for bills, including housing, electricity, food or gas. Managing a list of what you must pay for and how much you make each...more
Basic personal finance management doesn't require advanced expertise. A bit of common sense combined with some proven techniques will let you save money while building wealth.Be sure to carry a small amount of cash or your debit card in the event of...more