In these hard financial times, even for those of us lucky enough to be gainfully employed keeping your finances straight can be such a challenge. With the cost of everything from milk and eggs to gas rising, saving is near impossible. This article will offer some advice on personal finance.If you are considering getting any type of credit card, make sure that you consider a rewards card. Since we're talking about your personal finances here,...more
Debt Collection and Mistaken IdentityThe bottom line? If you've been tagged, make it clear that the debt collection agency has the wrong person. Tell them so in writing, but cover your bases by keeping records of all communications. The law is on your side, so make it work for you. If you don't, you may find that the debt collection agency has a stranglehold on your credit reports, your bank account, and even your paycheck.more
Debt Problems - How To Best Attack Your Debts Are you tired of attending untimely harassing calls from your creditors reminding you about the due payments? Is making huge monthly payments becoming tough for you? If your answer to the above question is "yes", then you are facing Debt problem. Debts become a problem when you don't know how to manage it and the way out of it. Human desires are unlimited, there is no saturation point for the satisfaction level. Desires keep on growing day by day and vary from time to time. An individual has limited funds with him and to meet all the desires at one time is impossible. Thus, to fulfill all the desires, one tends to borrow money from the market it could be in the form of loans or using credit cards. It is good that you want to meet all the needs and requirements of your family members to the best. But, it is always advised to keep one's expenses in limit and don't let it exceed your income. One should borrow money only for the amount he or she will be able to repay easily.However, the picture in real life is totally opposite we tend to spend more than what we earn by borrowing money from outside. And one day, these debts become a...more
The Personal Finance Course at Granton Tech will give you the skill set youll use in a plethora of jobs. If you feel comfortable working with numbers or helping and advising others, take the Personal Finance Course at Granton Tech.Youll learn the basics of general insurance and life insurance, equipping you to work for an insurance company. Youll...more
Irish families feel the squeeze of rising costs across all daily needs. Food prices keep climbing while energy bills reach new heights each season. Your monthly budget might stretch beyond breaking point despite careful planning. Many households find themselves choosing between essential bills each month. The strain often leads to missed payments...more
Borrowing money while being on benefits is not a cinch – in fact, it is a shade unrealistic to borrow money without an income source. No lender would ever feel inclined to lend money to the unemployed, but there are a few direct lenders who challenge the established norms by considering benefits as borrowers’ income. However, the successful approbation of an application is not reliant only on benefits. Passive income also plays a paramount role. Loans for people on benefits are small emergency loans aimed at unemployed people. Approval is made based on your repayment potential. Passive income includes a side gig or any kind of employment that helps you bring some cash in, which could be babysitting, pet sitting, walking a dog, Uber driving and the like. In the absence of a side gig, unemployment and other benefits will be regarded as your income. How do loans for people on benefits work? Loans for people on benefits can be applied for by putting in a loan application form online. A lender would be willing to know whether your budget has the scope to make additional debt payments. Since unemployed loans are discharged in one fell swoop, there is a high risk of falling behind...more
Bad credit doesn't slam all doors shut when you need money. The lender is not going to rely on your credit score to make their lending decisions.Your salary, occupation and motivation to borrow are important as well. They compare your present debt...more
Bad credit doesn't slam all doors shut when you need money. The lender is not going to rely on your credit score to make their lending decisions.Your salary, occupation and motivation to borrow are important as well. They compare your present debt...more
Getting in touch with home buyers whenever there is a need for you to buy your house is never easy. However, when you are in touch with home buying consultants, you will see that the transaction is such a breeze that you will not feel any difficulty...more
Having a power scooter seems like a lot of fun, but what about if a user is unable to walk or perform other common physical tasks on their own? For some the simple act of bending into a sitting position or getting up off a chair by themselves is...more
Thankfulness Card Debt Judgments - The 3 Extreme Specifics That You Might Not Appreciate Knock, knock, knock. As you walk toward the front door you peek through the peephole as well as notice a man standing impatiently in addition to a solid...more
In order to survive in this world, it is important to learn all there is to know about money. Our ancestors had to learn to deal with money the hard way. A lot of people do not live that way these days. If you follow the financial tips listed below,...more