What was great about 2010 is that it was not 2009. According to the Chinese calendar, 2010 was the year of the tiger. Statistically, at least in my book, 2010 should be titled The Year of the Scaredy-Cat. No great tiger in the stats, unless you look at how many people behaved as if they had grabbed a tigers tail and were fearful to let go. At the peak of this year $17 went into fixed and money market funds for every $1 that went into stock funds....more
The gap year clich is one of middle class eighteen year-olds taking time out between leaving school and starting university to back pack around the world and "find themselves" whilst they flourish into adulthood. In truth gap years are becoming more and more popular across the demographics and socio-economic groups in spite of the fact that there are more competing financial pressures on our young people than at any other time in recent...more
3 Important Issues in Planning a Secure Retirement 1.28.2009 – Jim Lange's Top 3 Lessons for Planning a Secure RetirementListen as Jim Lange defines 3 important issues in a planning a secure retirement including the importance of Safe Withdrawal Rate, Roth IRA Conversions and Required Minimum Distributions for those turning age 70 1/2. Welcome to The Lange Money Hour: Where Smart Money Talks. Hosted by Beth Bershok with expert advice from Jim Lange Pittsburgh based CPA, attorney, and retirement and estate planning expert. Jim Lange is also the author of Retire Secure! Pay Taxes Later. To find out more about his book, his practice, Lange Financial Group, and how to secure Jim Lange as a speaker for your next event, visit his website at paytaxeslater.com. Now get ready to talk smart money. Beth Bershok: We are talking smart money and we are going to have some great information for the next hour. Listen, I have to say I'm excited to be helping to bring you this information because it is coming from an incredible source. Jim, frankly, I do want to do some of your credentials, but the list is so long that we could be here for the next hour if we just talked...more
FOREX dealing represents an worldwide, 24/7, over the reverse, return industry where foreign return of different nations are traded in. Trading is always done in couples supposing the cost of forex purchased to go up and that marketed to fall down. It is the biggest fluid reasonable industry creating it difficult for any single buyer to effect the...more
Investing in US markets is one of the best investment decisions you can take right now, with the economy recovering from the slump, things are better than ever. The whole process of acquiring investments in US has become much easier too, what with the new Regional Centers cropping up everywhere in the States.These Regional Centers are private...more
3 Reasons Why You Need to Start Saving For Retirement A surprising number of people put off worrying about their nest eggs until the day comes where they realize they don't really have any plans. There are a million reasons why you need to start saving for retirement now, but below enough of them are explained to hopefully convince you of the importance of investing in your future. Figure out how much you need to save for retirement--that number is exactly the reason why. If you retire at a nice young age, like sixty, you have to really plan on living to be about 100 unless you have a medical condition that proves otherwise. That is a lot of years to need income for. Figure out how much money you need to live on each year and multiple it by the number of years you'll possibly be retired. That is a big number. Don't be too scared--you can find a way to do this, but you need to start thinking about it as soon as you can and start saving for retirement. Your current investments will have more time to earn you more money. If you put away a hundred dollars in a 401k when you're twenty years old and retire in your sixties, that's forty years that one...more
Obtaining a disability claim can be difficult, especially if you are not completely incapacitated. A good disabilities lawyers Portland Oregon can help you in getting what you rightfully deserve. Given are some ways in which you can find disabilities...more
Know the ProcessThings change from one location to the next and with the turmoil that the system is in it can even vary as laws get changed. For this reason it is in your best interest to review every legal aspect on the laws regarding your...more
With all the options out there, why is a 401k such a popular retirement plan option? This is a good question that really points out the many benefits of these accounts. They're easy to set up and maintain, they have tax benefits, and perhaps...more
When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds,...more
It's been a record breaking week for gold prices and with the US dollar looking weak, things haven't looked this good for the yellow metal in a long time. So what's driving the run up that we've seen in prices and is it likely to...more
An artist is only as good as her tools allow her to be. This is especially true for the culinary arts as having quality tools takes a lot of the sweat and effort out of prep and cooking. Investing in quality cooking knives, tools and accessories is...more
