A borrower when not in the condition to pay off the debts can take the option of IVA (Individual Voluntary Agreement). This agreement is beneficial for both, the person who owes money and the person he owes money to. The IVA is becoming popular in UK. Debtors prefer IVA because the payments become more affordable, interest on the debt gets freeze and many other benefits. There are IVA experts who can suggest number of good solutions...more
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