5 Major debt resources that help you manage your debts Debt resources help you by educating you about how you can handle your personal finance better. It is very important to understand how money works; this helps you to manage your money well and also to pay off your debts with ease. Some of the useful debt resources are as follows.1. Federal Trade Commission: The Federal Trade Commission is a consumer protection agency. It works towards...more
College costs are on the rise and show no signs of slowing their climb. According to the College Board's "Trends in College Pricing" the average annual cost for in-state tuition ranges from $17,336 for public institutions to a whopping $35,374 for private universities. Adding insult to injury, college expenses are typically paid with after-tax dollars, which means that if you're in the 28 percent tax bracket, you need to make $24,075 to pay a...more
Let's face reality. Today's current economic situation is not very good. Times are tough for people all over, and, for a great many people, money is particularly tight right now. This article contains several tips that are designed to help you improve your personal financial situation. If you want to learn to make your money work for you, keep reading.If you feel like you can not possibly cut one more penny from your personal budget, consider the possibility that you might be right. Sometimes, you just have to start making or finding more money. Hold a yard sale, rent a room in your home or pick up freelance work on your days off, in order to try to earn more money.Consider transferring the change out of your checking account every day, and moving it to your savings account. This is a small change you won't miss coming out of your checking account. However, you will manage to save money by doing this every day. Doing this will make your savings account grow.Make sure to save for your child's college education now, even if they are not old enough to walk. The cost of schooling is constantly going up, so saving for your child's future now is a good way to stop them from having so...more
Georgia Hope scholarship is a merit based higher educational scholarship for the residents of Georgia, who wish to go to college. You will be surprised to see that even the word 'Hope', in the name, stands for Helping Outstanding Pupils Educationally.Georgia Hope scholarship is a source of financial assistance for students who wish to continue...more
You might feel like it's impossible to fix your financial situation. However, improving your finances is like losing weight. If you make small changes one at a time, after a while, you'll begin to notice big changes. If you're facing financial problems, don't panic. Read this article to learn what to do to get your finances back on track.To save...more
Improving your personal financial situation is something that everyone needs to be aware of. Although it can be daunting, dealing with your personal finances is much easier to do if you are equipped with the right advice. This article contains a number of tips on personal finance that will help you on your way.You have to consider the amount of belongings you have before you rent your new apartment. Storage units are fairly expensive so it might be cheaper to rent a larger apartment than to rent a separate storage unit. It is also convenient when all your belongings are with you and you can access them all the time.Make sure to always pay yourself first. You should be putting at least 10% of your pre-tax income into a savings account. This is the money that is going to keep you from losing the house during an emergency. Do not skip on it and do not forget about it.To be more organized with your finances, keep a monthly bill calendar on hand. Each month, write down the bills you owe on the dates that they are due. Determine which paycheck each bill needs to be paid out of and make note of that as well. Mark off each bill as you pay it, and you'll always know where you stand with...more
In these hard financial times, even for those of us lucky enough to be gainfully employed keeping your finances straight can be such a challenge. With the cost of everything from milk and eggs to gas rising, saving is near impossible. This article...more
Many individuals are filing for bankruptcy in the United States, and it's expected many more are likely to do so in the coming months. The economic crisis makes it difficult for Americans to earn a proper living, and bankruptcy lawyers are likely to...more
Taking care of your finances can be difficult and stressful. One way to make it a little easier is to be educated about financial matters. This article will give you some great tips on how to better manage your money.Although it can be a great deal,...more
Lots of people are having hardships with the way our economy is nowadays. Getting your finances in order can help you avoid disaster and prepare for your future. Use the following advice to get help if you're in this situation.A great way to get a...more
Managing your personal finances responsibly can seem difficult at times, but there are a few simple steps that you can take to make the process easier. Read this article to learn more about budgeting your money, so that you can pay off the necessary...more
5 Easy Steps To Eliminate Debt Copyright (c) 2010 Andre van der PoelMore and more people are getting swallowed up by debt. I'm sure you've read and heard many of the statistics and stories in the news. One of the keys to financial independence...more