Debt-Ridden Canada Canadians carry more personal debt per person than in any other developed country in the world, at a whopping $41,000+ per person. Shocking, isn't it? Look around at your family-spouse or partner, kids, parents, in-laws-and add it up. How much do you personally owe? At the same time, more than 80% of Canadians also want to be debt-free. What a conundrum. And how did we ever get here in the first place?Some of the...more
Advice to Stay Out of Debt Well, the best advice to stay out of debt, hands down, is, don't go into debt in the first place. But with Canadian debt levels at all time highs that little bit of terrific advice isn't going to do a lot of people much good right now. And many of us grew up with debt as a kind of standard of living we saw in our parents' lives, and now have carried forward into our own. Who doesn't owe on...more
People who get heavily into debt should dread the day that they start hearing from the bill collector. These people can call at inopportune times, and they can call so frequently that you may avoid picking up the phone. However, it's entirely possible that the bill collector may not be a real bill collector. Instead, they may be supervised by someone who has bought your debt at an incredibly cheap price.So what can you do to stop debt collection harassment? The best option in this circumstance is to find a lawyer who specializes in debt relief. The best lawyer in this situation will know about the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment from debt collectors. If you want relief from your misery, make sure you speak with a lawyer who is familiar with this legislation, which dictates the actions that they can take against you and the actions they cannot take.An attorney will be able to keep the debt collectors from using illegal means to try to get you to pay up. They are also necessary for keeping you away from credit counseling or debt reduction scams, of which there are many. Many people who have debt try to make payment arrangements with their...more
Debt refinance is something that many people are considering to help them get rid of their debt. You have to understand more about this so you can decide if this is the best decision for you.The best way to do that is to seek the help of a debt elimination company in your local area that will provide you with the help you need to determine if this...more
Clear Debt and Be Free To clear debt, American consumers are working in different ways and programs. From credit counseling to bankruptcy and all in between, it seems to be a national goal these days. The era of free spending on numerous credit cards is over, and while many are paying the prices for these old habits, new ones are being...more
The Most Inexpensive Way To Purchase Nutrisystem I often get questions about how to get Nutrisystem for the cheapest or lowest price. It's pretty well known that there are coupons that you can use and that auto delivery offers some additional discounts. But, how can you combine these to your full advantage? I'll go over this in the following article.If The Absolute Lowest Price For Nutrisystem Is Your Only Objective, Take A Look At The Flex Program: If all you care about is getting the lowest bottom line cost, then the cheapest monthly program out there is the flex program. However, you should understand that the reason for this is that this program includes the least amount of meals. You are allowed and encouraged to take a break from the diet for any two days during the week, so you will only need enough food to cover twenty days (five meals per day) and this is obviously going to cost less. The price of the Nutrisystem Flex plan is only a little over $230 so this can allow you a very low cost, discounted way to try out and ease into the diet to see if it's for you.Nutrisystem Coupons, Discounts, And Auto Delivery: The company varies it's...more
If you are unfortunate enough to be in debt then you are not alone and help with debt problems are available. The most common form of solution is called an IVA. It's a financial term and stands for Individual Voluntary Arrangement. It's a...more
Debt Settlement Act 2010 - Why Unsecured Debt Is Always Negotiable Good news is that the debt settlement act of 2010 is in place and this means that the consumers in debt can now make use of the law and eliminate certain percentage of the debt...more
Which Sling Should I Purchase for My Airsoft Gun? While we've covered at length the various choices of airsoft weaponry currently available, I'd like to take a moment to discuss an often-overlooked component: the rifle sling.Designed...more
When stuck in a bad debt situation, it's never too late to take action. The important thing is to know the right steps, created a doable plan and work towards your goal. In this article, let us talk about the ways on how you can get out of bad...more
When it seems like there are too many bills to handle each and every month, this could mean that there is too much debt floating around. It is not uncommon for people to deal with high amounts that they are currently having a hard time getting on top...more
On the 4th January 2011 VAT in Britain will raise to 20%. The raise in VAT means that practically every sellable item from food, petrol, DVD's and even gas and electricity will increase in price by 2.5 percent.Unfortunately this also means that...more