The Indian share stock market is incomplete without the two primary bourses the Bombay Stock Exchange and the National Stock Exchange, both based in Mumbai. It is the BSE stock that started the capital market trend in the country around 135 years ago and later several bourses joined the race. Today, no matter whether you invest in a NSE stock or a BSE stock, profitability all depends on market factors; if the market goes up, your stock rises in...more
Many investors believe they must save for retirement. This is not necessarily true. Investors first determine how much to save for retirement & achieve their fiscal purpose.Initially, let us have a look at how much to save for retirement right now. Do you have savings you may use? If yes, great! But, you do not cut yourself small when you bind your cash in an investment. What were your investments originally for?It is vital to remain 3-6 months...more
A Tampa Divorce Lawyer explains AlimonyAlimony is a essentially a court ordered payment from one spouse to the other after a divorce. There are two main alimony types that can be awarded by the court, Rehabilitative and Permanent. Rehabilitative alimony is ordered to help defray costs incurred by the divorce itself and is also established to allow the other partner to get financial security and independence back. While Permanent alimony exists until the partner becomes able to support themselves or once they begin a relationship with a "supportive" partner. It is important to understand there are variations of alimony as well as varying determining factors that come to play in how much money will be awarded.When awarding the amount of alimony, the courts look at some of these factors:The standard of living established during the marriage.The duration of the marriage; long-lasting marriage vs. a short marriage.The age and physical and emotional condition of each party.The financial resources, non-marital assets, marital assets and debts and liabilities to both. The amount of time needed to allow training or education to allow dependent party to find appropriate...more
Because of todays fast-paced world, most people do not think what they would be doing when they are already 50 years of age. They would only start to think about it when they are already on their late 40s which would, oftentimes, lead to wrong plans and, later on, depression. This is the reason why, now more than ever, you should start planning...more
While people are still young, they dream of having the American Dream - their own home with the white picket fence, with the kids running around and the dogs playing with them; a home where they can comfortably retire to in the future. Unfortunately, the American Dream may come crashing down these trying times. With the recession hitting the world...more
Some senior citizens think retirement is the end of their lives; that when they reach that age of maturity, they are of no use to the society, even to their families and they are just waiting for their time. But what they need to realize is that it is just the beginning of a new one for them. It is freedom. Freedom to do what they want to do, and freedom to achieve the things they have not achieved in the early part of their lives.As their loved ones, you need to think of a way on how to help them achieve an active and exciting senior life. One way is to help them in planning their retirement before it even happens.There are certain things that you need to put into consideration as you help in planning the retirement. The most important thing and the first thing you have to do is, if what you want, and what you need is within your budget as this would create a big impact in your retirement. Another important factor to settle is to where to situate the retiree, as this would also depend upon his physical state. You need to determine which kind of retirement is fitted for him and his needs. Retirement community in North Carolina provides different kinds of retirement packages that...more
Maybe you know someone, a friend or family member, who was forced back to work after retirement by poor retirement planning or the recent economic collapse? It's unfortunate, but it can happen to anyone who doesn't properly plan for their retirement....more
Any time in your life is a good time to start thinking about your retirement, especially with the recent state of the economy and the worries over Social Security. Many companies that used to provide very nice retirement packages have scaled them...more
The President's Economic Recovery Advisory Board, led by Paul Volcker, has gotten high marks for their efforts to solve problems with the country's complex retirement system. The group has issued an official plan to simplify the presentation of...more
If you have been charged of committing a crime like misdemeanour, felony, or driving under the influence, the most important thing to do is to prepare for the next schedule of your hearing. By this time, you should start contacting and seeking help...more
As soon as you have put all your finances in order, your next aim should be settle where you would be spending the rest of your retirement years. Although many retirees usually opt to stay where they already are, there some who prefer to move to an...more
They say change is the only permanent thing in this world. So people have to keep up with the changing times. Even retirement home developers have to keep up with the fast-paced way of living. Retirement communities have evolved greatly compared to...more