One can never be too sure about the future. Hence, in order to compensate for the different problems that might come up later on, you need to have a plan at hand. When it comes to financial matters, it is always safe to have something to fall back on. Hence, you need to think seriously about annuities.Owing to the number of advantages that they have, it is logical to go in for them. However, it is also recommended that you know...more
If you have a new invention that you want to market, a completely new and unique idea or some other original work, and you expect it to be profitable for you, it is strongly recommended that before you reveal that invention to any third party you seek the advice of a San Diego patent lawyer for proper assistance. You need to protect your idea, your service, or your invention, and an attorney is the best professional to help you properly and...more
There are a number of attractive options for investing in gold and there are pitfalls. Gold stock investing includes mining companies and derivatives. Many gold bugs will say that investing during hard times you can increase your wealth by investing in gold. However, the true gold bug will advise that you buy and hoard gold bullion or rare gold coins. A current scare tactic in the gold coin market is that "the government will come again for your gold." Roosevelt signing his executive order to prevent gold hoarding is rewritten as the confiscation of gold. Gold peaked in 1980 after a decade of inflation and promptly dropped. Gold bullion has not made it back to 1980 prices adjusted for inflation despite a fourfold increase in value in the last decade. Just as the stock market offers many different to of alternatives so does gold investing. Gold mining companies have a fairly predictable overhead so when the price of gold goes up these stocks often perform in multiples to the increase of the spot price of gold bullion. When the price of gold goes down gold stocks can become very unprofitable. There can come a point where it does not pay to take the gold out of the...more
The LML Group , Richmond & Associates Inc. , HK – Investing in bonds allows investors to construct a portfolio that is well-diversified. The investment in stocks, bonds and cash can lead to a balanced portfolio if each investment is constructed to meet individual investment objectives. Using efforts to be compatible with every...more
Investment in dividend stocks can provide a steady income stream as well the potential for appreciation of stock value. Well-known companies such as PG or GE have continually increased their dividends year after year for decades. There are companies that have never missed a dividend payment for a century! During a recession investors...more
A sad fact brought up by disasters such as the BP oil spill is that investing in shortages can be profitable. The ongoing news story in the Gulf of Mexico is the difficulty that teams of experts had in shutting off the oil spill. Commentators go on about how the government may well increase regulations of offshore drilling and how the disaster will certainly drive down the price of BP stock or even spell the end of the company. Obviously not the case and never will this cause the end to BP with a 40% gain in BP's stock over a 2 week period proved that , not to mention having a trillion dollars in oil reserves guarantees BP's future. The background story to this drama is that pretty much all of the easy ways to find oil in the world have been found. Investing in shortages is what Exxon and BP and others do when they drill in deep water and invest billions of dollars exploring in politically unstable third world countries. When considering whether oil companies will succumb because of these disasters investors should consider energy alternatives when investing in oil and how deep they have to mine when investing in gold in the world of investing in...more
Most individual investors believe that an investment in the stock market is a way of obtaining goals to retire and nothing else. However, this is far from the truth. Many investors buy stocks looking more at the short term gains rather...more
Workers' compensation refers to insurance provided to employees through their employer to cover medical expenses or any loss in the course of employment, workplace accident or the like.In California, employers need to carry Worker's...more
For decades we thought we would be taken care of when it was time to retire. We thought between our job and Social Security retirement income would not be an issue. However, Social Security is in trouble and it has become necessary to...more
Practicing law is a relationship business. It is not enough to have knowledge and skills. You need to know people. And people need to know you. Keep in touch with classmates. Meet other young lawyers. One may end up general counsel for GE. Treat...more
If you have been charged with a criminal act in Virginia then you will need to work with your Virginia criminal lawyer to build a defense strategy which they will present in court when your case comes to trial. It is vital therefore...more
At one time gold was used in the United States currency. It was pulled out of the currency in the early 1970s. Gold's main use today is in investments and jewelry.The current American currency is decreasing in value over time. The American...more
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