If you're planning to become a homeowner in the near future, you may be a little nervous about what is actually involved in making the biggest purchase of your life. While buying a house isn't as easy as picking up something at the mall, it's not rocket science. Here is an overview of the steps involved in buying a home.Step #1: Finding out how much you can afford This means going to the bank or meeting with a broker to get a...more
Although buying a home is one of the most exciting events in a person's life, it can also be one of the most stressful. This is particularly true for first time home buyers who have never been through the process before. Here are three things you should know if you're in the process of looking for your first piece of real estate:Just because you were pre approved for $400,000 doesn't mean you have to spend it: People with good...more
Wealth Management in Australia 2009 Selected Insights (Executive Presentation)The 2009 Wealth Market Leaders Survey was completed in March 2009 and provides invaluable insights into the Australian wealth management industry. The survey was focussed on HNW characteristics and the operations of the wealth managers that serve these clients. ( http://www.bharatbook.com/detail.asp?id=129634&rt=Wealth-Management-in-Australia-2009-Selected-Insights-Executive-Presentation.html )Scope of this researchWe conducted interviews with 100 wealth managers across Australia, India, China, Taiwan, Hong Kong and Singapore during March 2009.17 wealth managers were located in Australia and included a mix of private banks, advisory firms and asset managers.Our Australian sample were a mix of leading local and international wealth providers along with some of the more niche operators.We asked a range of qualitative and quantitative questions to wealth managers about their HNW clients and their business operations.Research and analysis highlights HNW investors became more defensive in 2009, equities represented a smaller share of their portfolios while cash increased.Australian HNWs have superior knowledge...more
UK Life Provider Survey Selected Insights 2009This presentation gives headline results of UK life insurance provider survey for 2009. The information is used to inform qualitative analysis within key publications on the Life sector - The Future of UK Protection 2009 and The Future of UK Investment Bonds 2009. (...more
Are you a person with dire credit record and wish to apply for personal loans? If yes, then there is the choice of personal loans for people with bad credit obtainable for you. These loans are meant to give monetary support to those who have low credit points other than are in monetary crisis. The main benefit of such loans is that they don't...more
Automated trading systems can seem like the perfect answer for anybody who wants to start making money with forex or currency trading but does not know anything about it. Forex trading can be a very lucrative way of making money, but it is also extremely risky, like any other form of financial speculation. In order to trade successfully on your own account, you need a lot of skill and training. All of this takes time and costs money. If you are a beginner, you could not expect to start today, be trading live and actually make any money using a manual system.However, automated trading systems or forex robots seem to cut the learning curve right down to zero. They will apply a system for you to the letter every time. You just need to leave the software running on your computer, connected to the internet over broadband, and they will open and close trades for you according to whatever settings they are given.They also have the advantage that you can set them and forget them. It is easy when you are starting out as a forex trader to become hooked on the market to the extent that you can hardly step away from the computer. You do not want to eat or sleep in case something happens in...more
Pay real close attention to the following message. I am including a powerful lesson in this blog post that comes straight from my thirty-eight week course, the Real Estate Breakthrough System.Once you understand this deceptively simple lesson, you...more
Twenty-nine-year-old Robert was confident that his MBA in finance would secure him a solid career and a comfortable future. After getting laid off from his enviable position at a top financial institution, he found it difficult to replace his income...more
Once Thanksgiving and Christmas are near, we realize that another year has come and gone. When we look back, we realize that there were many things we wanted to accomplish in 2009, yet they somehow did not come to fruition.For many of us, life just...more
When the shareholders and/or directors of a company feel they can no longer service their debts, they may decide to undertake Creditors Voluntary Liquidation (CVL). CVL is a complex and potentially time consuming undertaking and is not to be taken...more
If you are looking for information about budgeting applications, you will find the below related article very helpful. It provides a refreshing perspective that is much related to budgeting applications and in some manner related to make a budget,...more
The DVR Spy Watch is an incredible piece of technology that puts a video camera, still camera, a microphone, and a digital video recorder into a working men's watch. By compacting all of this technology into such a small area, this device can be...more