Author: kriston NFL Playoff Preview and Picks The first round of the playoffs is set, the odds have been posted (all the home teams are favoured, as you might expect) and the Colts, Chargers, Vikings and Saints are all sitting at home watching to see who they face next week. NY Jets at Cincinnati Line: Bengals -2.5 Over/Under: 34 Following a Week 17 scrimmage that would best be forgotten, the New York Jets and Cincinnati Bengals square off this...more
Author: Mike Honiya With the rising costs of power bills and the emphasis on conserving the earth's dwindling resources, more people are finding that building a solar power water heater is a realistic alternative and an excellent place to start to reduce and eventually eliminate their electric bill using clean, renewable energy. A DIY Solar Hot Water project can work out to be extremely cost-effective and, therefore, the return on investment can...more
With the baby boomer generation quickly making its way toward retirement, there are some issues that pre-retirees should be concerned with addressing before saying good-bye to their employers.Long retirement periodWhen Social Security was first established, most retirees didn't live long after terminating the employment. But over the years, our life expectancy has increased significantly.People in their 60s can expect to live an average of 20 years or more in retirement. Once we reach our 70s, the chances of making it to 90 or even 100 are greatly increased. Therefore, we need to make sure that our retirement nest egg is sufficient to cover a long and comfortable retirement.Funding retirementWhile we know that we need a big nest egg, we should give some thought to the sources that will provide those funds. Traditionally, retirement was funded by pensions, Social Security, and savings. However, times have changed.Pensions have become a thing of the past. More and more companies are eliminating pension plans and adopting retirement plans that depend more on employee contributions. Many pension plans have become insolvent, leaving retirees with only a fraction of the income...more
Credit card settlement is referred to reducing the amount payable to the bank. The situation of recession has resulted in a large number of credit card debts in the United States. We have seen that various loan takers have large sums which they are unable to pay to the bank and go for credit card settlement. Such a worse situation in terms of...more
Author: Walter SigmoreWhoever thought that moms could not have it any better must be wrong. This is because there is now an available mom financial aid which is specifically intended for the single moms in the United States. This financial aid is being given by the US Federal Government under the leadership of the President as a way to give the...more
Settlement practices for the reduction of credit card debt have turned into a necessity in the recent times. This is because according to the economic situation, relief processes for the elimination of credit card debt is the best solution available. Credit card problems which have been experienced by the people in the past can be termed as very different. It has never happened that banks have provided liability reductions to the account holders. Loan takers have always paid what they have taken along with the application of interest.To claim credit card debt, banks have a predefined format which they apply for each customer who does not make his payments in the required time frame. The bank management initiates the claim process by reminding the customers that they have to clear their accounts. In case of non payments, the customer has to face legal problems after certain time duration. Recession has provided a new angle to credit card debt. The loan takers cannot eliminate their unsecured liabilities. Elimination means that the customer does not have to pay a part of his card bill.Every customer who thinks that he requires a credit card reduction has to get a relief firm for this...more
Author: Dominique PorterWhat is Acai Berry?The acai berry is a fruit of the acai palm tree. It has been harvested by a scientistfor a long time, forming a staple of the local diet. However, it became popular in the west only a few years ago when it...more
The global economic recession has gripped the modern world. Majority of the enterprise and established companies have tasted the flavor of global meltdown. But, naturally the overall impact of this recession is greater on small businesses as compared...more
Two of the most difficult tasks in this world are to get out of debts, and then to stay out of them. Most of the Americans today are facing similar financial situations, because they are losing jobs, and their debts are increasing at an alarming...more
Author: Adnan AkramFreelancing From Pakistan is the best way to make some extra cash if you think that your current job is not paying you enough. Freelancing is like giving you work to someone else who is somewhere else other than your office....more
Choosing the right corded drill can be complicated enough without factoring in your budget. Fortunately, however, the industry does offer industrial quality corded drills from top manufacturers for prices less than one might think. From Dewalt and...more
When you are interest in making an investment such as a real estate investment, for example you want to be able to talk to as many people that are "in the know" as possible. This may be more so in the case for individuals that are just starting out...more