Many homeowners are not aware of the need to write a hardship letter as part of their home loan modification application. Those who know they need one are often not sure of what to put in it.Writing this letter will take time and effort, but it will be worth your trouble when you are approved for a loan modification that enables you to keep your home. The hardship letter lets your lender know you really do qualify for this program. It is like...more
When it comes to your wedding services alone, nobody wants to spend an arm and a leg on this and still have to foot the bill for the reception. Really it depends on where you want to your wedding to be and what type of service that you are hoping to have. There is a way to satisfy all types of weddings as long as you know what your options are. Lets take a look at the different types of ceremonies that you can choose from that can save you a...more
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When the first stages of discussions and talks got underway on Obama's loan modification program, many people responded with good cheer and a healthy dose of curiosity. Many politicians were uncomfortable in their division of their stance against, and with Obama's loan modification plan, that would provide incentives for lenders to help...more
As foreclosure rates are outpacing the modification rates, homeowners are seeking all sorts of recourses available to them to save their homes. Either through loan modification, forbearance plans or payment plans owners are finding solutions to their mortgage problems. One recourse that is not often mentioned is the Forensic Loan Document Audit. ...more
How are you showing up for your game, or even for training. Are you showing up to win? Are you showing up the same way each and every game, ready to perform, like a champion?Many athletes are reactive in their emotions and therefore placing control of their results outside of themselves. If you have ever said I am anxious (or any state) because event happened then you have been reactive.I was working with a golfer and I was asking him to think about his confidence levels. And every time he stepped up for a hole, I asked him, Whats your confidence right now, out of 10? And it would be either a seven, seven and a half, or six or something, and he always gave a reason. He said, Im confident on this hole because I like this hole, or, Im confident because Ive been hitting the ball pretty well now. Or, if the confidence dropped off, I missed that past drive, so Im less confident. It often seems that the emotion is controlled by some external situation, or by other people. Have you ever said, Oh, he makes me mad, or, that makes me mad, or, that upsets me. No one, or nothing can make you do anything you do have a choice. Its often what you decide about that situation that will create that...more
Homeowners are facing the worst crisis due to the present recession and the economic crisis. Due to the ever increasing foreclosures, house prices are at an all time low. This is because of the depressed sentiment that even one foreclosed home can...more
For most of us, the largest (and most necessary) expense we have every month is the payment on our home mortgage. In recent economic developments, there has been a credit crash and well as a home market crash, causing it to be very hard for some of...more
There are three things the banks are looking for in a successful hardship letter, and the better you can express why you need the loan workout and what makes you a good candidate to receive a modification, the more likely you are to get the...more
Homeowners just like you might be able to get a mortgage loan modification under Obama's federal plan. Most banks and lenders are ready and willing to process all applications for this program, the beauty of which is its aggressive nature when...more
Ten percent of all children over age four, mostly boys, experience bedwetting. It is the most common bladder disorder seen in young people, and it is usually divided into two main categories – primary and secondary. Bedwetting may...more
If you are like many people who have found themselves with more debt than you can handle then you know how difficult it can be to work your way out of it. You want to pay your bills but you just dont have enough income coming in every month to cover...more