Once you know your rights, it will be easier for you to talk to bill collectors
. Not all collectors are rude and aggressive, some are actually pretty nice and will help you to set up payment plans. However, if you are in a situation that is out of control and you know that they are using illegal tactics, you should contact a fair debt lawyer to help you through these difficulties.
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The FDCPA Was Created To Protect Debtors Like You New York City