You can apply for the without going physically to the If you search all the websites of banks you will get an insight about the market
. But you must be cautious while drawing the loan. There may be problem if you fail to comply with all the conditions stipulated by the bank. Secured loans are only good for the people who have capacity to repay the loan. Secured loan cab be used in the productive purposes. Taking loans against the idle resources is the best way to use the resources in a productive purposes.