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Car Loans and their Hazards

Author: Robert Worley

Author: Robert Worley

Car loans are very pleasurable when we are obtaining them; the prospect that they offer is very tempting and enticing. It is very funny how easily we have all been brain washed by most financial institutions into believing that we cannot do without car loans. I am tempted to ask; can't we buy cars without taking up car loans? Must we buy our cars with car loans? If there were no car loans would we not buy cars still?

Now, more than ever, I am drawn to the conclusion and that we do not need car loans in order for us to be able to buy the cars of our choice. Car loans are very helpful no doubt, but the hassles and physiological trauma that comes with them makes them worthless. The troubles that we go through to get and pay back car loans make us look stupid. Just imagine, having to part with large chunks of your income on a monthly basis just because you made the mistake of taking up a car loan to help you purchase a car. For me, I see car loans as a onetime mistake, which we pay for over a long period. Taking up a car loan is like consciously making a mistake and then waiting a long period to correct it. Please correct me if I am wrong, why is it that most financial institution do not reposes the car that you have bought with a car loan whenever you are unable to pay back the loan. Why is it that they prefer to give you an extension? The answer is this; they usually give you an extension because they want you to believe that they are trying to help you.

There are dangers in taking car loans. Your inability to payback is not the ultimate hazard; rather, it is the continual draining of your monthly income that I find more dangerous.About the Author:

Robert Worley has been entrenched in the car loan industry for numerous years and writes articles to help consumers understand the upsides and drawbacks of getting car loans and bad credit car loans. Robert is amazing at answering common, everyday questions in his articles and news posts. To read more from Robert and his other articles or if you would like to apply for a car loan or bad credit car loan, just visit his website: capitalcarloans.com.
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