, it doesn't require much documentation and you'll get your dollars in as fast as 7 days. You can do whatever you wish with the money that you borrow. Most people would use them as business loans and become their very own boss. The money is for you to use and payment of the loan will now be in your corner or else lose the stocks that you collateralized. No fluctuation of prices will affect the loan and every one you need to accomplish is to pay for the monthly dues. If it goes up and you've been making payments, then you get to benefit.