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Are you a nurse with debt problems?

Are you a nurse with debt problems?

In all spheres of life we have people with debt problems. Many if us try to soldier on without help and advice, until it all becomes too much. The caring professions are no different sometimes they take on too much without realising they can't cope.

We are getting an increasing number of calls into our team from nurses, care assistants and carers who are struggling under a burden of credit card and store card debt. They have all found it hard to fund a modern lifestyle on their wages. Many have found that the overtime that they relied upon to make the household budget work at the end of the month has now been cut back or withdrawn altogether.

Others have seen partners lose their jobs, whilst some are suffering as a result of domestic problems.

Luckily there is a solution for all of these people, which will not affect their employment.

For many it is simply a case of managing their debts with a simple and effective debt management plan. Many have overstretched themselves with credit cards and cannot now meet the monthly repayments. We are able to help them put plans in place to pay out what they can afford and spread those payments over all their creditors, so that everyone gets something regularly each month.

Creditors are happy to get a reduced payment if they can be sure that that level of repayment will be maintained and they can rely on it. Creditors do no that the population are struggling to meet their debt obligations and are committed to put plans in place which sees debt being repaid over time at a reduced rate.

For those whose financial position is such that they cannot make any meaningful payment, or whose debt levels are very high, bankruptcy may be a once and for all solution, which doesn't affect your position at work. This solution does have an upfront cost of 600 for the court fees and official receivers deposit, but from then on it is debt free all the way.

If you need help with any debt problem, please feel free to call for free advice.
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Are you a nurse with debt problems?