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One analogy is fixed costs + variable costs = total costs similar to debt + equity = assetsThis analogy is partly motivated because (for a given amount of debt), debt servicing is a fixed cost. This leads to two measures of operating leverage:Master your INCOME STATEMENTHere's How:Sales Revenue. Often called the "top Line" this represents the amount the company has sold during the period. When there is more than one line of revenue shown above...more
Picking out a credit card processing service brings up some essential questions such as Will the service improve my business?, What will the rates be like?, Can I rely on them?, Are they responsible?, and more. The internet is a first-class source for searching out credit card processors. But, what are the parameters involved in determining which processing service will best fit your business requirements?In this article, we talk about a few of the decisive factors in selecting a credit card processing service for your business:Credit card processing feesThe fee charged for service is undoubtedly an important factor. Apart from the price the service should add value to your business. The types of fees charged by processors vary but the most common are described below:- Startup cost: Many card processing companies do away with this charge. For those that do, the fee is around $250. This is a "one time" fee.- Gateway fee: If you have an e-commerce website, you will need a payment gateway to accept credit card payments. The gateway fee is charged monthly and ranges widely from $10-$50.- Statement fee: Most service companies charge a statement fee that averages around $10 per month.-...more
If, like many people, you find that you are pinching your pennies, cutting back on luxuries, and just trying to live a little bit easier on less, you might think with all the advertisements on TV and even newspaper, that Cash advance is a thing that makes sense. Following all, at the correct time can support out when you are genuinely stuck, this...more
Bangalore SightsBangalore is one of the most thrilling vacation destinations in India. This city offers tourists the very sights and sound that define Asia. You will enjoy planning your vacation to Bangalore. There are some important considerations to make however. Your airfare will be one of these considerations. Bangalore cheap flights can...more
Insurance is a necessary acquisition for any business, representing an agreement between the company and the customer that the insurance company will provide reimbursement for specific types of financial loss against a specified fee the customer will pay on a regular basis.Insurance can be regarded as a form of cushion that is used to minimize the financial consequences of unfavorable situations that can take place anytime in the future. Insurance is used to protect assets, finances, employees and assure customer liability defense. Any business owner shouldn't underestimate the importance of having his business protected through insurance. It is simply the best way to minimize the risks connected to circumstances that you cannot control and that can put you out of business for good, threatening even your personal assets. There are two major types of insurance for small business that any business owner should think about.Mandatory insuranceThe first type of insurance your business will need is the obligatory type of coverage that is required by state and federal law. This type of insurance includes coverage for unemployment, social security as well as workers compensation....more
Business owners really need insurance to protect their investments and valuable assets, especially if it is a small business, because there are numerous factors that can ruin the enterprise and turn all of your efforts into nothing overnight....more
All franchises & business opportunities can be analysed for both growth and profit potential using very simple rules. These rules apply whether you are starting a business on your own or considering buying a franchise opportunity.The first golden...more
You have heard about Errors and Omissions Insurance (E&O Insurance) from your insurance agent and now think whether it's useful to your business or not? No matter how big or small your company is, whether it's a small home business or a large...more
Business relocation is one of the most unusual events for most organizations. The process of relocation is more complex that in appears. Especially in business relocation, all items of offices need to be packed and moved. Most of the items of offices...more
Doing business is quite risky in nature, no matter what your enterprise is doing or where are you located. Even the safest types of services located in the most favorable areas for doing business aren't completely safe from risks, simply because this...more
A blog needs to have a pleasing look and feel suitable to your business. A law firm's blog with a black and white theme design would convey professionalism whereas a design firm with a colorful blog theme would suggest creativity. Blogs needs to be...more